LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Arkansas County, Arkansas sells for about $149,950, or $102 per square foot.

Prices are up +71.4% from a year ago, so sellers still have some momentum. Homes take about 160 days to sell, which is slow. Over the long run, values in this county have grown 82% since 2000. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $942 a month.

HUD sets the fair market rent for a 2-bedroom at $942 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.

Price climate

Every year of price change, 2000–2025

+1.4%

2025

200020132025

Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+8.4%). Worst: 2017 (-6%). Hover to read a year.

Monthly price momentum

Home values since 2015

+2.7%

AR · past 12 months

AR 194.2USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

Rent benchmark

Fair market rent by size

$1,181

3-bed / month

$670
Studio
$737
1 bed
$942
2 bed
$1,181
3 bed
$1,575
4 bed
Gross rental yield · 3-bed rent × 12 ÷ $149,9509.5%

HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.

Neighborhood price trend

Long-run price trend, 2000–2025

+1.4%

2025 change

200020052010201520202025-10%-5%0%5%10%

FHFA repeat-sales index, median of 2 census tracts in this county (2000 = 100). Bars are each year's median change.

Natural hazard exposure

The area's risk shape

80

Relatively Moderate

Strong windIce stormDroughtEarthquakeTornadoHailHeat waveRiverine flooding

FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $16,197,186.

Mortgage activity

Home lending in this county

66.2%

2019 approval rate

YearApplicationsLoans madeApprovalInvestor shareMedian home value
201841918667.4%9.6%$115,000
2019477▲213▲66.2%▼14%▲$120,000▲

CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.

County intel report · monthly refresh cycle
Track this county

Arkansas County, Arkansas

refreshed Sep 14, 2026, 1:02 PMnext refresh due Nov 13, 2026
Market sentiment: neutral

Arkansas County's residential market is characterized by low sales volumes and longer marketing times, with closed transactions taking an average of 160 days to sell. While small monthly sample sizes cause sharp swings in year-over-year median sale price metrics, active inventory remains relatively stable around 70 to 80 units with prices maintaining significant affordability compared to statewide averages.

No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

The data chain · drill up or downproperty → ZIP → city → county → state
Arkansas state →Arkansas County

Select a city to expand its ZIP intel reports beneath · 11 cities · 11 ZIP reports

Latest readings
Median sale price
$149,950
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$102
Median days on market
160
Active listings
79
Median price change YoY
+71.4%
Closed sales (monthly)
6
Months of supply
13.2
Sale-to-list ratio
95.3%
Median asking rent
$798/mo
Population
17,149
Median household income
$48,270
Avg effective property tax rate
0.61%
County Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
68
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
45
Growth/100

Median prices moved down 1.0% year over year.

100
Liquidity/100

Homes spend a median of 9 days on market with 0.6 months of supply — a fast-moving market.

49
Momentum/100

2% of listings have cut prices · homes sell at 12.83% of asking — demand is holding steady.

76
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 17.8% — a stable, low-distress profile.

Deterministic roll-up
9 of 11 ZIP reports contributed
Median sale price
$102,452
Median price / sq ft
$13
Median days on market
8.87
Active listings
212
Listings with price cuts
1.73%
Median price change YoY
-1.01%
Closed sales (monthly)
45
Months of supply
0.64
Sale-to-list ratio
12.83%
Median asking rent
$457/mo
Population
28,078
Median household income
$72,855

Deterministic aggregate of 9 researched ZIP reports of 11 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

Median home value · ten-year trajectory & projection

Arkansas County, Arkansas — researched county-level history with a deterministic 1 / 3 / 5-year projection

202120222023202420252026202720292031$80,000$120,000$160,000$200,000$240,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property base layer · rolled up from researched properties

No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.

ZIP roster · every intel report in the county11 of 11 ZIPs researched
Sort
72004Altheimer
Median price
$185,000
$/sqft
$112
Trend YoY
-2.1%
Days on mkt
68
Sale-to-list
97.5%
Price cuts
12%
Supply (mo)
5.2
Listings
42
Median rent
$1,150

researched Sep 28

72026Casscoe
Median price
—
$/sqft
—
Trend YoY
—
Days on mkt
—
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
—
Median rent
—

researched Sep 28

72038Crocketts Bluff
Median price
$145,000
$/sqft
$105
Trend YoY
+2.4%
Days on mkt
62
Sale-to-list
97.5%
Price cuts
8%
Supply (mo)
4.1
Listings
12
Median rent
$950

researched Sep 28

72042DeWitt
Median price
$120,100
$/sqft
$72
Trend YoY
+2.1%
Days on mkt
112
Sale-to-list
96.5%
Price cuts
12%
Supply (mo)
5.6
Listings
45
Median rent
$850

researched Sep 28

72048Ethel
Median price
$185,000
$/sqft
$112
Trend YoY
+2.1%
Days on mkt
48
Sale-to-list
98.2%
Price cuts
18.5%
Supply (mo)
3.5
Listings
42
Median rent
$1,150

researched Sep 28

72055Gillett
Median price
$96,200
$/sqft
$72
Trend YoY
—
Days on mkt
112
Sale-to-list
98%
Price cuts
—
Supply (mo)
14
Listings
14
Median rent
$750

researched Sep 28

72073Humphrey
Median price
$95,600
$/sqft
$78
Trend YoY
+2.1%
Days on mkt
51
Sale-to-list
96%
Price cuts
15%
Supply (mo)
6
Listings
12
Median rent
$765

researched Sep 28

Median price
$91,950
$/sqft
—
Trend YoY
—
Days on mkt
—
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
—
Median rent
$376

researched Sep 28

72140Saint Charles
Median price
—
$/sqft
—
Trend YoY
—
Days on mkt
—
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
—
Median rent
—

researched Sep 28

72160Stuttgart
Median price
$196,000
$/sqft
$88
Trend YoY
-31.6%
Days on mkt
52
Sale-to-list
96.5%
Price cuts
12%
Supply (mo)
4.2
Listings
45
Median rent
$850

researched Sep 28

Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.

Page 1 of 2
Area context
Crime & safety

Crime rates in Arkansas County are largely concentrated in its principal urban centers of Stuttgart and DeWitt, showing property crime rates slightly above the rural state average while violent crime remains modest compared to larger Arkansas metropolitan areas.

Schools & education

Public education is split primarily between Stuttgart School District and DeWitt School District, which receive mid-tier performance ratings ranging from 4/10 to 6/10 on statewide academic benchmarks according to GreatSchools.

Environmental & hazard

Arkansas County exhibits a moderate flood risk posture with approximately 21 percent of county parcels vulnerable to significant flooding over a 30-year window, primarily tied to low-lying Mississippi Delta topography, agricultural drainage, and river basin exposure.

Growth & development

Economic momentum is anchored by commercial agriculture, rice milling, and waterfowl tourism, supported by major agribusiness operations such as Riceland Foods and Producers Rice Mill in Stuttgart.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Arkansas) — Arkansas Disabled Veteran Total Property Tax Exemption: Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00. State (Arkansas) — Arkansas Senior and Disabled Assessment Freeze: Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. State (Arkansas) — Arkansas State Homestead Property Tax Credit: Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). State (Arkansas) — Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation): Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches… State (Arkansas) — Arkansas Ad Valorem Property Tax Assessment Ratio and Valuation: Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value.

Recreation & amenities

Known internationally as the duck hunting capital of the world, Arkansas County features abundant outdoor recreation centered around the Grand Prairie, Bayou Meto Wildlife Management Area, White River National Wildlife Refuge, and local municipal parks.

Rental market

The rental market remains thin and predominantly detached single-family or small multi-unit stock, characterized by modest median asking rents around $798 per month and low institutional investor involvement.

Economy & employers

Arkansas County's economy is predominantly centered on agribusiness and manufacturing, driven by world-leading rice processing facilities, agricultural equipment dealers, and regional hunting tourism.

Transportation & infrastructure

Highway transit relies on U.S. Route 165, U.S. Route 79, and Arkansas Highway 1 connecting Stuttgart and DeWitt to Pine Bluff, Little Rock, and Memphis; rail freight serves heavy agricultural freight.

County appraisal district

The Arkansas County Assessor evaluates real property across its dual county seats (Stuttgart and DeWitt) using a statewide 20 percent assessment ratio applied against fair market value.

Special districts

Parcels are subject to school district millages, municipal taxes, drainage and levee districts, and county general operational levies.

Insurance & hazard market

Property insurance is shaped by severe convective weather, hail, and localized flood exposure, leading to moderate upward pressure on premiums similar to statewide delta trends.

Major amenities · Arkansas County, Arkansas
Family fun & things to do
1 · 20 mi
Museums, galleries & history
2 · 30 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon

The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.

Inside this county
Bayou Meto Wildlife Management Area
Wildlife Refuge / Wetland

World-renowned public waterfowl hunting and conservation area covering extensive bottomland hardwood habitat.

Museum of the Arkansas Grand Prairie
Museum / Cultural Landmark

Exhibits detailing the history of agriculture, waterfowl traditions, and pioneer life on the Grand Prairie in Stuttgart.

Arkansas Post National Memorial
National Historic Park

Preserves the site of the first semi-permanent French settlement in the lower Mississippi River Valley.

On the horizon · announced & under construction
Riceland Foods Facility Infrastructure UpgradesIndustrial / Agricultural InfrastructureOngoingContinuous capital investments and modernization across processing, storage, and milling assets in Stuttgart.
Discovery profileACS 2019-2023 5-year estimates
Census profile · Arkansas County, Arkansas
Population
17,149
Median age
40.8 yrs
Owner-occupancy
64.5%
Median home value
$115,000
Median gross rent
$732
Median household income
$48,270
Median year built
1974
Vacancy rate
16.4%
Renter share
35.5%
Owner cost burden
19.8%
Renter cost burden
42.1%
Population change
-2.8%
Net migration
-142
Work-from-home share
3.6%
Mean commute
18.2 min
Bachelor's or higher
17.5%
Unemployment
3.8%
Poverty rate
17.8%
Avg household size
2.38
White alone (not Hispanic)
68.2%
Black or African American alone
24.3%
Hispanic or Latino
4.5%
Two or More Races
2.1%
Other
0.9%

Retrieved via Census Bureau QuickFacts and ACS 5-year profiles for Arkansas County, AR (FIPS 05001).

School districts
Stuttgart School DistrictCServes northern Arkansas County including the city of Stuttgart, operating high, middle, and elementary campuses.
DeWitt School DistrictC+Serves southern Arkansas County including the city of DeWitt, Gillett, and surrounding agricultural areas.
Major employers & industries
Riceland Foods, Inc.Agribusiness & Food ProcessingMajor county employer headquartered in Stuttgart; world's largest miller and marketer of rice.
Producers Rice Mill, Inc.Agribusiness & Food ProcessingFarmer-owned cooperative processing millions of bushels of rice annually in Stuttgart.
Baptist Health Medical Center-StuttgartHealthcare49-bed acute care hospital serving northern Arkansas County.
Lennox IndustriesManufacturingCommercial heating and cooling manufacturing plant located in Stuttgart.
Sources · 6 cited
County city board · values & trends by city11 cities · 11 ZIP reports
Humphrey
Median price$181,657
Price trend-26.8% YoY
Days on market52 med
Median rent$838
Population12,387
Active listings57
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Stuttgart
Median price$196,000
Price trend-31.6% YoY
Days on market52 med
Median rent$850
Population11,500
Active listings45
1 of 1 ZIP researched — figures roll up from member ZIP reports
Almyra
Median price$185,000
Price trend-2.1% YoY
Days on market68 med
Median rent$1,150
Population4,820
Active listings42
1 of 1 ZIP researched — figures roll up from member ZIP reports
Ethel
Median price$185,000
Price trend+2.1% YoY
Days on market48 med
Median rent$1,150
Population4,820
Active listings42
1 of 1 ZIP researched — figures roll up from member ZIP reports
DeWitt
Median price$120,100
Price trend+2.1% YoY
Days on market112 med
Median rent$850
Population4,764
Active listings45
1 of 1 ZIP researched — figures roll up from member ZIP reports
Crocketts Bluff
Median price$145,000
Price trend+2.4% YoY
Days on market62 med
Median rent$950
Population1,142
Active listings12
1 of 1 ZIP researched — figures roll up from member ZIP reports
Gillett
Median price$96,200
Price trend0% YoY
Days on market112 med
Median rent$750
Population472
Active listings14
1 of 1 ZIP researched — figures roll up from member ZIP reports
Roe
Median price$91,950
Price trend0% YoY
Days on market0 med
Median rent$376
Population296
Active listings0
1 of 1 ZIP researched — figures roll up from member ZIP reports
Tichnor
Median price$175,000
Price trend+2.4% YoY
Days on market88 med
Median rent$950
Population264
Active listings12
1 of 1 ZIP researched — figures roll up from member ZIP reports
Saint Charles
Median price$0
Price trend0% YoY
Days on market0 med
Median rent$0
Population207
Active listings0
1 of 1 ZIP researched — figures roll up from member ZIP reports
Casscoe
Median price—
Price trend—
Days on market—
Median rent—
Population0
Active listings0
1 of 1 ZIP researched — figures roll up from member ZIP reports
Jurisdictional burden contextburdens registered for this geography · most-local first
State · Arkansas
Arkansas Amendment 79 Assessment Growth Caps (Assessment Limitation)TaxationBinds every parcel

Caps annual assessed value growth following a countywide reappraisal: homestead parcel taxable assessments cannot increase by more than 5% per year, and non-homestead residential parcel taxable assessments cannot increase by more than 10% per year until taxable assessment reaches 20% of full market value. Growth limitations do not apply to new construction or substantial improvements, and uncapping to full 20% market value occurs upon an arm's-length sale pursuant to Ark. Code Ann. § 26-26-1123.

Adopted via Ark. Const. amend. 79 (effective 2000) and codified at Ark. Code Ann. §§ 26-26-1120 through 26-26-1123.

Arkansas Property Owners Association Governance and Assessment Lien AuthorityLand use & zoningConditional

applies when — Residential parcels bound by recorded covenants, conditions, and restrictions (CC&Rs) establishing a property owners association (POA) or homeowners association (HOA).

Binds title to mandatory common-expense assessments, architectural controls, and association bylaws. Because Arkansas lacks a dedicated standalone single-family HOA statutory code, associations incorporate and operate under the Arkansas Nonprofit Corporation Act (Ark. Code Ann. §§ 4-33-101 et seq.). Covenants running with the land grant the association power to place statutory/contractual assessment liens on defaulting parcels and pursue foreclosure under covenant terms.

Ark. Code Ann. §§ 4-33-101 et seq.; Horizontal Property Act (for condominiums) Ark. Code Ann. §§ 18-13-101 et seq.

Arkansas Senior and Disabled Assessment FreezeTaxationConditional

applies when — Homestead parcel owned by an individual who is 65 years of age or older, or who is permanently and totally disabled.

Freezes the assessed taxable value of the homestead at the prevailing assessed value at the time the owner becomes eligible or purchases the property. The taxable assessed value remains fixed and does not rise with subsequent reassessments unless the property undergoes substantial improvement or changes ownership outside of exempt transfers.

Ark. Const. amend. 79, § 1; Ark. Code Ann. § 26-26-1120.

Arkansas State Homestead Property Tax CreditTaxationConditional

applies when — Parcel must be an owner-occupied single-family residence designated as the taxpayer's principal place of residence (homestead).

Provides a direct reduction against ad valorem property taxes up to $350.00 (increased to $350 by Act 655 of 2009; further statutory increases may apply up to $425 depending on legislative session). Formula: Final Tax Due = max($0, Gross Ad Valorem Tax - Homestead Credit). Credit is non-refundable and cannot reduce the net tax below zero.

Ark. Const. amend. 79, § 3; Ark. Code Ann. § 26-26-1118.

Arkansas Judicial Mortgage Foreclosure and Statutory Post-Sale RedemptionForeclosure doctrineConditional

applies when — Applies to residential parcels where the lender elects judicial foreclosure in circuit court or where the security instrument lacks a power of sale.

Requires a civil complaint, judicial hearing, and entry of a foreclosure judgment followed by a commissioner's sale. Under Ark. Code Ann. § 18-49-106, mortgagors have a statutory one-year redemption period following a judicial foreclosure sale unless the right of redemption was expressly waived in the underlying mortgage instrument (which is common practice in commercial instruments but legally distinct in residential equity protections).

Ark. Code Ann. §§ 18-49-101 through 18-49-106.

Arkansas Statutory Foreclosure Act (Non-Judicial Power-of-Sale Foreclosure)Foreclosure doctrineConditional

applies when — Applies to residential parcels encumbered by a mortgage or deed of trust containing an express power-of-sale clause upon borrower default.

Enables non-judicial foreclosure without court intervention. Requires the mortgagee/trustee to record and mail a Notice of Default and Intention to Sell at least 60 days prior to the scheduled sale date, publish notice once a week for four consecutive weeks, and post notice at the courthouse and online. The borrower retains a statutory right of reinstatement by curing default up to the time of sale. Once the trustee's deed is executed upon sale, statutory post-sale redemption rights are fully extinguished.

Arkansas Statutory Foreclosure Act, Ark. Code Ann. §§ 18-50-101 et seq.

Arkansas Ad Valorem Property Tax Assessment Ratio and ValuationTaxationBinds every parcel

Imposes an ad valorem property tax based on a uniform statutory assessment ratio of 20% of true market value. Tax Calculation Formula: Assessed Value = Appraised Market Value * 0.20; Gross Tax = Assessed Value * (Total Millage Rate / 1,000); Net Tax Due = Gross Tax - Applicable Credits. Millage includes a mandatory statewide minimum 25 mills Uniform Rate of Tax (URT) for school maintenance and operations under Ark. Const. art. 14, plus local county, municipal, and voter-approved millages.

Codified under Ark. Const. art. 14, art. 16, § 5; Ark. Code Ann. §§ 26-24-104, 26-26-303, and 26-26-1201.

Arkansas Municipal & County Planning and Zoning Enabling AuthorityLand use & zoningConditional

applies when — Parcels situated within incorporated municipal boundaries, extraterritorial planning jurisdictions, or counties with active planning commissions.

Submits residential parcels to police power land-use controls, setback requirements, density maximums, building height caps, and subdivision dedication mandates established by local planning commissions pursuant to state enabling acts. Municipalities may enforce zoning and subdivision controls within up to 5 miles of their corporate limits (extraterritorial jurisdiction).

Ark. Code Ann. §§ 14-56-401 et seq. (Municipal Planning) and §§ 14-17-201 et seq. (County Planning).

Arkansas Common Law Caveat Emptor & Real Estate Licensee Disclosure MandateDisclosure & transactionBinds every parcel

Arkansas adheres to the common law doctrine of 'caveat emptor' (buyer beware) for unrepresented private sellers, meaning there is no state statutory requirement forcing a seller to provide a formal written property condition disclosure. However, if a licensed real estate broker or salesperson is involved in the transaction, Arkansas Real Estate Commission (AREC) regulations require affirmative disclosure of all known material adverse facts and defects affecting the property, and common law bars fraudulent concealment or active misrepresentation by sellers.

Arkansas Real Estate Commission Regulations; common law caveat emptor doctrine reaffirmed in AREC published guidance.

Arkansas Disabled Veteran Total Property Tax ExemptionTaxationConditional

applies when — Homestead parcel owned by a veteran certified by the U.S. Department of Veterans Affairs as 100% totally and permanently service-connected disabled, or an un-remarried surviving spouse/minor children.

Provides a 100% exemption from all ad valorem real property taxes on the principal homestead. Formula: Net Ad Valorem Tax Due = $0.00.

Ark. Code Ann. § 26-3-306.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.