The story of this market
The typical home in Wheeler County, Georgia sells for about $199,450, or $94 per square foot.
Prices are up +10.7% from a year ago, so sellers still have some momentum. Homes take about 102 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,002 a month.
HUD sets the fair market rent for a 2-bedroom at $1,002 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Monthly price momentum
Home values since 2015
+1.1%
GA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,387
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
56
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $2,163,003.
Mortgage activity
Home lending in this county
52.5%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 60 | 25 | 58.1% | 5.6% | $130,000 |
| 2019 | 53 | 20 | 52.5% | 10%▲ | $115,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Wheeler County, Georgia
Wheeler County's housing market remains balanced and highly affordable compared to state averages, with low inventory and modest price growth. The market is driven by local demand and a limited supply of available homes, keeping the price-to-income ratio favorable for residents.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 30.5% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 2 cities · 2 ZIP reports
Median prices moved down 10.1% year over year.
Homes spend a median of 85 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 35.0% — a mixed stability profile.
Deterministic aggregate of 1 researched ZIP reports of 2 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Wheeler County, Georgia — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
The county is served by the Wheeler County School District, which provides public education for the area's K-12 students.
The area is subject to standard regional climate risks including wind and storm events; property insurance availability and premiums are influenced by broader Georgia market trends.
The local economy is anchored by agriculture and small-scale retail, with limited large-scale industrial development currently reported.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
Recreational opportunities are primarily rural, featuring access to local outdoor spaces and proximity to the Oconee River.
The rental market is characterized by limited inventory and lower-than-average monthly costs, primarily serving local residents.
The economy is primarily driven by agriculture, forestry, and local government services, with a small number of employer establishments.
Transportation is primarily served by state highways, with no major public transit infrastructure present in the rural county.
The Wheeler County Tax Assessor's office manages property valuations based on annual assessments of fair market value.
The county is served by the Wheeler County School District and local utility providers typical of rural Georgia.
Property insurance market health is consistent with rural Georgia, with premiums reflecting regional hazard exposure.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Provides residents with opportunities for fishing, boating, and outdoor recreation along the county's eastern border.
Data retrieved from U.S. Census Bureau QuickFacts.
applies when — Owner must occupy the property as their legal residence and have owned the property on January 1 of the tax year.
Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied.
O.C.G.A. § 48-5-40
Sellers are required to truthfully answer questions posed by buyers regarding the property's condition, though specific liability protections exist for non-disclosure of certain psychological impacts or non-material facts.
O.C.G.A. § 44-1-16
Allows lenders to foreclose on property without a court order provided the security deed contains a power of sale clause; requires specific notice and advertising procedures.
O.C.G.A. Title 44, Chapter 14, Article 7
Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.
O.C.G.A. § 48-5-7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.