The story of this market
The typical home in Tama County, Iowa sells for about $175,183, or $105 per square foot.
Prices are up +3.55% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. Over the long run, values in this county have grown 84% since 2000. Last year 4 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is drought, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $945 a month.
HUD sets the fair market rent for a 2-bedroom at $945 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+20.7%). Worst: 2011 (-6.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,198
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
73
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $12,602,525.
Mortgage activity
Home lending in this county
86.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 536 | 336 | 86.2% | 2.2% | $125,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Tama County, Iowa
Tama County's housing market remains stable with modest price appreciation and a low price-to-income ratio, making it an affordable option for residents. Inventory is relatively tight, and the market is currently favoring buyers due to moderate demand and limited supply. Growth remains slow, consistent with broader rural Iowa trends.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 5 ZIP reports
Median prices moved down 2.3% year over year.
Homes spend a median of 57 days on market with 9.5 months of supply — a slower-moving market.
28% of listings have cut prices · homes sell at 98.49% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 11.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 2 researched ZIP reports of 5 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Tama County, Iowa — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 52306 | Gladbrook | $215,000 | $158 | +0.2% | 44 | 98.8% | — | 1.3 | 546 | $933 | researched Sep 27 |
| 52310 | Dysart | $245,200 | $158 | — | 21 | — | — | — | 123,107 | $719 | researched Sep 27 |
| 52324 | Traer | $352,621 | $174 | -2.4% | 57 | 98.5% | 28% | 9.6 | 875 | $878 | researched Sep 27 |
| 52339 | Tama | $185,000 | $118 | +2.8% | 42 | 98.2% | 7.1% | 4.7 | 14 | $806 | researched Sep 27 |
| 52342 | Toledo | $215,000 | $158 | +0.2% | 47 | 98.8% | — | 1.3 | 546 | $883 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is served by several local school districts, with educational quality generally consistent with rural Iowa standards.
The region faces periodic climate risks, including drought conditions and severe weather events common to the Iowa landscape.
Economic development is managed through regional contracts, focusing on improving local infrastructure and supporting existing agricultural and small-business sectors.
Property taxes are assessed by the county based on local millage rates, which fund schools, county services, and special districts; exemptions are available for homesteads and agricultural land.
The rental market is limited, with a small inventory of active listings and low turnover typical of rural county dynamics.
The economy is anchored by agriculture and local government services, with economic development efforts focused on rural sustainability.
The county is served by U.S. Highways 30 and 63, which provide the primary transit corridors for regional connectivity.
The county assessor manages property valuations for tax purposes, adhering to state-mandated assessment cycles.
Parcels are subject to school district levies and county-wide service taxes.
Property insurance premiums are influenced by regional exposure to severe weather and agricultural risk factors.
- Lost Island Waterpark4.524.7 mi
- Lost Island Themepark4.524.7 mi
- Get Air Trampoline Park4.326.7 mi
- Palmer's Family Fun4.729.9 mi
- Chuck E. Cheese4.227 mi
- UNI-Dome4.527 mi
- Young Arena4.727.4 mi
- McLeod Center4.726.9 mi
- Starbeck's Smokehouse4.427.4 mi
- Waterloo Convention Center4.327.2 mi
- Union Grove State Park campground4.49.2 mi
- Hickory Hills Park4.615.2 mi
- Matchstick Marvels4.99.9 mi
- Riverview Park4.419.2 mi
- Toledo Heights Park4.39.7 mi
- Union Grove State Park campground4.49.2 mi
- Hickory Hills Park4.615.2 mi
- Riverview Park4.419.2 mi
- Toledo Heights Park4.39.7 mi
- Rock Creek Marina4.629.9 mi
- Zamora Fresh Market4.419.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
The central administrative hub located in Toledo.
Provides local recreational opportunities and natural scenery.
Data retrieved from U.S. Census Bureau QuickFacts and local housing market reports.
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $5,255/yr on a $175,183 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.