The story of this market
The typical home in Ohio County, Indiana sells for about $235,000, or $148 per square foot.
Prices are up +4.5% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. Over the long run, values in this county have grown 120% since 2000. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,442 a month.
HUD sets the fair market rent for a 2-bedroom at $1,442 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+3.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+13.3%). Worst: 2015 (-5.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.7%
IN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,897
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.8%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
57
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $3,028,452.
Mortgage activity
Home lending in this county
74.9%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 278 | 151 | 76.3% | 0% | $170,000 |
| 2019 | 300▲ | 156▲ | 74.9% | 2.4%▲ | $175,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Ohio County, Indiana
The Ohio County housing market remains stable with low inventory and steady demand for affordable single-family homes. Price growth is modest, driven by limited supply rather than rapid development. The market is currently balanced, reflecting the county's rural nature and slow population growth.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report
Median prices moved sideways 0.0% year over year.
Homes spend a median of 20 days on market with 5.2 months of supply — a fast-moving market.
25% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 10.2% — a stable, low-distress profile.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Ohio County, Indiana — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 22
| 47040 | Rising Sun | $199,100 | $168 | 0% | 20 | 98% | 25% | 5.2 | 875 | $848 | researched Sep 22 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Ohio County remain significantly lower than the national average, with property and violent crime incidents reported as infrequent. The area is considered rural and generally safe compared to more urbanized regions in Indiana.
The county is served primarily by the Rising Sun-Ohio County Community School Corporation, which maintains small class sizes and a focus on community-integrated education. Performance metrics are generally consistent with regional rural school district averages.
The county faces moderate flood risks along the Ohio River corridor, necessitating flood insurance for properties in low-lying zones. Wind and storm damage are the primary climate-related hazards, with standard insurance coverage widely available.
Economic momentum is driven by local government, small-scale manufacturing, and tourism centered on the Ohio River waterfront. Infrastructure development is focused on maintaining rural connectivity and supporting the county seat of Rising Sun.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Indiana) — Ad Valorem Property Assessment: Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments. State (Indiana) — Standard Homestead Deduction: Removes the first $45,000 of the homestead's assessed value from taxation. State (Indiana) — Indiana Property Tax Caps (Circuit Breaker): Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
The county features significant riverfront access along the Ohio River, providing opportunities for boating, fishing, and scenic views. Rising Sun offers historic downtown amenities, local parks, and community-focused recreational facilities.
The rental market is characterized by limited inventory, primarily consisting of single-family homes and small apartment complexes in Rising Sun. Vacancy rates are low, and rent growth has remained stable in line with regional inflation.
The economy is primarily supported by local government, agriculture, and small-scale service industries. Tourism related to the Ohio River provides a seasonal boost to the local economy.
Transportation is dominated by state highways, including SR 56 and SR 262, which provide connectivity to neighboring counties. There is no public transit system, making personal vehicle ownership essential.
The Ohio County Assessor's office manages property assessments based on annual market value adjustments and cyclical physical inspections.
The county is served by the Rising Sun-Ohio County Community School Corporation and various local fire and utility districts.
Property insurance premiums are influenced by flood zone designations near the Ohio River, with standard coverage generally available through major carriers.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Provides extensive recreational boating, fishing, and scenic river views that define the county's geography.
Features well-preserved 19th-century architecture and local shops that serve as the cultural heart of the county.
Offers quiet fishing and nature trails, contributing to the area's rural appeal.
Data retrieved from data.census.gov; figures reflect county-wide averages.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Property must be the taxpayer's principal place of residence.
Removes the first $45,000 of the homestead's assessed value from taxation.
Indiana Code 6-1.1-12-37.
Indiana requires a judicial foreclosure process, meaning lenders must file a lawsuit in court to obtain a foreclosure decree.
Indiana Code 32-30-10.
Property is assessed at 100% of true tax value, determined by market-based assessment systems and annual adjustments.
Indiana Code 6-1.1-4.
applies when — Applies to the sale, exchange, or installment contract of residential real estate containing not more than four dwelling units.
Requires the seller to complete a disclosure form regarding the condition of the property, subject to specific statutory exemptions (e.g., court-ordered transfers, foreclosures).
Indiana Code 32-21-5.
Limits annual property tax liability to 1% of gross assessed value for principal residences, 2% for other residential property, and 3% for non-residential property.
Indiana Constitution Article X, Section 1; Indiana Code 6-1.1-20.6.
≈ $2,350/yr on a $235,000 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.