The story of this market
The typical home in Trigg County, Kentucky sells for about $163,167, or $115 per square foot.
Prices are down 35.3% from a year ago, which gives buyers more room to negotiate. Homes take about 72 days to sell, which is slow. Over the long run, values in this county have grown 80% since 2001. The biggest natural hazard here is ice storm, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,307 a month.
HUD sets the fair market rent for a 2-bedroom at $1,307 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2001–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+16.1%). Worst: 2015 (-6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,786
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2001–2025
0%
2025 change
FHFA repeat-sales index, median of 4 census tracts in this county (2001 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
78
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,531,551.
Mortgage activity
Home lending in this county
80.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 561 | 313 | 80.4% | 8.1% | $165,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Trigg County, Kentucky
The Trigg County housing market is currently experiencing a correction, characterized by a significant decline in median sale prices and a shift toward a buyer's market. High inventory relative to sales velocity and economic headwinds are driving this downward trend in property values. Market activity remains subdued as buyers and sellers adjust to the current pricing environment.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 38.2% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 57 days on market with 8.2 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.5% · poverty 12.1% — a stable, low-distress profile.
Deterministic aggregate of 2 researched ZIP reports of 3 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 8
researched Oct 8
researched Sep 17
| 42211 | Cadiz | $340,000 | $227 | — | 57 | — | — | 9.6 | — | $1,307 | researched Oct 8 |
| 42215 | Cerulean | $217,327 | $105 | +6.9% | 61 | 98% | 12% | 4 | 8 | $999 | researched Oct 8 |
| 42274 | Roaring Springs | $269,900 | $189 | 0% | 57 | — | — | — | 21 | $779 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Approximately 18% of properties in Trigg County are estimated to be at risk of severe flooding over the next 30 years.
The county economy is anchored by its location near Lake Barkley and regional tourism, with ongoing efforts to support local agriculture and small business development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Kentucky) — Kentucky Ad Valorem Property Tax: Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value.
The economy is primarily driven by tourism related to Lake Barkley, agriculture, and local services, with a labor force of approximately 5,570 as of July 2026.
The county is served by regional highway corridors providing access to the broader Pennyrile region and neighboring Tennessee.
The Trigg County Property Valuation Administrator is responsible for the annual assessment of real property at fair cash value for taxation purposes.
The county is served by local school districts and various special taxing districts for fire protection and utility services.
Property insurance markets in the region are influenced by significant flood risk exposure, particularly for properties located near Lake Barkley.
- Venture River Water Park4.624.2 mi
- Heritage Park Sports Complex4.528.4 mi
- Bluegrass Splash Family Aquatic Center4.115.5 mi
- Magic Wheels Fun Center3.927.4 mi
- Excape Games4.726.7 mi
- Pennyrile Forest State Resort Park4.516.2 mi
- USAG-Fort Campbell Soldier Support Center4.122.9 mi
- Clarksville Speedway & Fairgrounds4.328.7 mi
- Casey Jones Distillery4.913.1 mi
- Adams Breezy Hill Farm4.617.3 mi
- Land Between the Lakes National Recreation Area4.716.3 mi
- Elk & Bison Prairie4.516 mi
- Casey Jones Distillery4.913.1 mi
- Homeplace 1850s Working Farm4.717.2 mi
- Golden Pond Planetarium and Observatory4.616.6 mi
- Fort Donelson National Battlefield-Tennessee4.825.7 mi
- Jefferson Davis State Historic Site4.526.3 mi
- Museums of Historic Hopkinsville-Christian County4.816 mi
- War Memorial Disc Golf Course4.721.7 mi
- Janice Mason Art Museum4.83.5 mi
- Land Between the Lakes National Recreation Area4.716.3 mi
- Elk & Bison Prairie4.516 mi
- Turkey Bay Off Highway Vehicle Area4.717.6 mi
- Golden Pond Visitor Center4.716.6 mi
- Woodlands Nature Station4.714.8 mi
- Kentucky Dam Village4.430 mi
- Moors Resort & Marina4.624.9 mi
- Green Turtle Bay Resort & Marina4.627.2 mi
- Lynnhurst Family Resort4.822.1 mi
- Hu-B's at Kuttawa4.523.5 mi
- Western Hills Municipal Golf417.7 mi
- Boots Randolph Golf Course4.68 mi
- Rural King - Hopkinsville, KY4.716.7 mi
- T.J. Maxx4.316.9 mi
- Ross Dress for Less4.416.9 mi
- Wildcat Chevrolet4.32.8 mi
- Hopkinsville Towne Center4.416.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major recreational destination offering boating, fishing, and water sports that serves as a primary tourism anchor for the region.
An annual community festival celebrating local heritage and agriculture, serving as a significant regional attraction.
Data retrieved from US Census Bureau and Data Commons profiles.
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.