The story of this market
The typical home in Hampshire County, Massachusetts sells for about $569,000, or $315 per square foot.
Prices are up +8.38% from a year ago, so sellers still have some momentum. Homes take about 47 days to sell. Over the long run, values in this county have grown 125% since 2000. Last year 22 of 30 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $2,150 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+0.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.2%). Worst: 2009 (-3.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.5%
MA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.8%
2025 change
FHFA repeat-sales index, median of 30 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
32
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $37,274,787.
Mortgage activity
Home lending in this county
80%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 4978 | 2913 | 80% | 6% | $290,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Hampshire County, Massachusetts
The Hampshire County housing market shows resilience with steady price appreciation and low inventory levels. High demand driven by the academic sector continues to support values despite broader economic headwinds.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 24.0% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 20 cities · 27 ZIP reports
Median prices moved down 1.0% year over year.
Homes spend a median of 41 days on market with 0.2 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 32.18% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 9.8% — a stable, low-distress profile.
Deterministic aggregate of 23 researched ZIP reports of 27 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Hampshire County, Massachusetts — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 10, 2026.
researched Sep 17
researched Sep 18
researched Sep 19
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 19
researched Sep 20
researched Sep 17
researched Sep 19
| 01002 | Amherst | $600,000 | $301 | +12% | 34 | 100% | — | 1 | 23 | $1,664 | researched Sep 17 |
| 01003 | Amherst | $320,000 | $216 | +3.2% | 23 | 100% | — | 2.1 | 1,463 | $2,643 | researched Sep 18 |
| 01004 | Amherst | $549,671 | $268 | +4.5% | 21 | — | — | — | 87 | $2,400 | researched Sep 19 |
| 01007 | Belchertown | $412,500 | $303 | -4% | 32 | — | — | — | 32 | $1,283 | researched Sep 16 |
| 01012 | Chesterfield | $407,538 | $268 | +4.5% | 21 | 100% | — | 1 | 34 | $996 | researched Sep 16 |
| 01022 | Chicopee | $212,500 | $240 | 0% | 44 | — | — | — | 8 | $1,868 | researched Sep 20 |
| 01026 | Cummington | $273,200 | $165 | +2.1% | 45 | 98% | 15% | 6 | 12 | $825 | researched Sep 19 |
| 01027 | Easthampton | $500,991 | $246 | +11.3% | 24 | 100% | — | 3.8 | 54 | $1,292 | researched Sep 20 |
| 01032 | Goshen | $325,000 | $215 | +2.4% | 38 | 98.5% | 18.5% | 3.2 | 142 | $875 | researched Sep 17 |
| 01033 | Granby | $298,500 | $246 | +6.7% | 21 | 102.2% | 48.6% | 1.9 | 1 | $2,000 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Hampshire County generally reports lower crime rates compared to the national average, with most incidents concentrated in the more densely populated college towns.
The county is home to highly regarded public school districts and is anchored by the Five College Consortium, contributing to a strong educational environment.
The region faces moderate risks from severe winter weather and occasional flooding in low-lying areas near the Connecticut River, with standard insurance coverage typically available.
Economic momentum is driven by the higher education sector and healthcare, with ongoing infrastructure investments focused on regional connectivity and sustainable development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Massachusetts) — Massachusetts Local Property Tax: Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
The economy is heavily anchored by the Five College Consortium and major healthcare providers, creating a stable employment base.
The county is served by regional bus networks and is accessible via major state highways, with proximity to the Springfield transit hub.
Assessments are conducted by individual municipal boards of assessors following state-mandated guidelines for full and fair cash value.
The county is served by various regional school districts and the Hampshire Council of Governments for shared services.
Property insurance markets remain stable, though premiums reflect regional risks associated with severe weather events.
- Six Flags New England4.221.5 mi
- Sonny's Place4.526.9 mi
- Round1 Bowling & Arcade - Holyoke4.112.4 mi
- Spare Time Windsor Locks4.429.1 mi
- Funcity Trampoline and Adventure Park4.115 mi
- Six Flags New England4.221.5 mi
- The Big E4.517.7 mi
- Mullins Center4.67.2 mi
- Eastern States Exposition4.517.7 mi
- Golden Corral Buffet & Grill4.116.5 mi
- Naismith Basketball Hall of Fame4.517.9 mi
- Eastern States Exposition4.517.7 mi
- Magic Wings Butterfly Conservatory4.811.6 mi
- Cinemark West Springfield 15 and XD4.515.3 mi
- Springfield Armory National Historic Site4.817.1 mi
- Amherst College4.37.6 mi
- Naismith Basketball Hall of Fame4.517.9 mi
- Springfield Armory National Historic Site4.817.1 mi
- New England Air Museum4.827.6 mi
- Springfield Museums4.717.2 mi
- Look Memorial Park4.71.3 mi
- Stanley Park4.816.5 mi
- Ashley Reservoir4.911.9 mi
- The Botanic Garden of Smith College4.82.3 mi
- Bright Nights at Forest Park4.418.8 mi
- Oxbow Marina4.44.2 mi
- Brunelle's Marina4.46.7 mi
- The Ranch Golf Club4.519 mi
- Ledges Golf Club4.27.9 mi
- Cold Spring Country Club4.314.6 mi
- Wyckoff Country Club48.4 mi
- Veterans Memorial Golf Course4.518.7 mi
- Holyoke Mall4.312.5 mi
- Atkins Farms Country Market4.77.1 mi
- Big Y4.36.7 mi
- Hampshire Mall45.9 mi
- Burlington4.319.4 mi
- Bradley International Airport4.428.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Offers extensive hiking trails and scenic vistas across the Connecticut River Valley.
A significant cultural institution featuring a diverse collection of American and European art.
A popular paved multi-use path connecting several towns, ideal for cycling and walking.
Retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Parcels classified as forest production land under M.G.L. c. 61
Imposes a conveyance tax upon sale for non-forest use and potential roll-back taxes if disqualified; grants the municipality a right of first refusal upon conversion to residential, industrial, or commercial use.
Governed by M.G.L. Chapter 61.
Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Governed by M.G.L. Chapter 59; assessed annually by local boards of assessors.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.