The story of this market
The typical home in Isanti County, Minnesota sells for about $306,200, or $175 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. Over the long run, values in this county have grown 119% since 2000. Last year 7 of 9 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,734 a month.
HUD sets the fair market rent for a 2-bedroom at $1,734 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+1.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+12.9%). Worst: 2009 (-10.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
MN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,264
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.7%
2025 change
FHFA repeat-sales index, median of 9 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
57
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $15,305,000.
Mortgage activity
Home lending in this county
83.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2705 | 1469 | 83.6% | 3.8% | $230,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Isanti County, Minnesota
Isanti County's housing market remains resilient, driven by steady population growth and its appeal as an affordable alternative to the Twin Cities. While inventory remains tight, price appreciation has moderated to a sustainable pace. Demand continues to be supported by families and remote workers seeking more space.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 13.7% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 4 cities · 8 ZIP reports
Median prices moved up 0.2% year over year.
Homes spend a median of 64 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 3.35% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.5% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Isanti County, Minnesota — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 23
researched Sep 23
researched Sep 23
researched Sep 23
researched Oct 20
researched Sep 23
researched Sep 23
| 55006 | Braham | $325,000 | $185 | +1.6% | 22 | 100.1% | 12% | 1.6 | 89 | $844 | researched Sep 23 |
| 55008 | Cambridge | $336,000 | $267 | +3.3% | 40 | 98.5% | 15% | 3 | 120 | $1,325 | researched Sep 23 |
| 55013 | Chisago City | $446,559 | $254 | +0% | 63 | — | — | — | 556 | $1,385 | researched Sep 23 |
| 55040 | Isanti | $379,899 | $217 | +6.8% | 65 | 98.5% | 8.9% | 4.2 | 93 | $1,264 | researched Sep 23 |
| 55056 | North Branch | $394,000 | $160 | +23.8% | 74 | 100% | — | — | 23 | — | researched Oct 20 |
| 55063 | Pine City | $304,000 | $221 | +2.1% | 84 | 97.5% | 12% | 6.2 | 112 | $746 | researched Sep 23 |
| 55080 | Stanchfield | $400,053 | $251 | — | 67 | — | — | — | 35 | $1,278 | researched Sep 23 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Isanti County generally reports lower crime rates compared to the Minneapolis-St. Paul metropolitan area, with property crime being the most common concern. Trends remain relatively stable, reflecting a rural-suburban character.
Schools in the county are primarily served by the Cambridge-Isanti School District, which is generally regarded as providing stable, community-focused education with moderate performance metrics.
The county faces standard regional risks including severe thunderstorms, winter storms, and localized flooding near the Rum River. Property insurance markets remain stable but are sensitive to regional weather-related claims.
Economic momentum is driven by its role as a growing exurb of the Twin Cities, with infrastructure improvements along Highway 65 supporting residential expansion. Major employers include the school district, local healthcare providers, and manufacturing firms.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Minnesota) — Condominium Unit Taxation: Each unit constitutes a separate parcel for tax purposes. If a declaration is recorded at least 30 days before a tax installment is due, the taxing authority must split the taxes among the units. State (Minnesota) — Minnesota General Property Tax Classification System: Property tax is calculated by applying a class rate to the parcel's estimated market value to determine tax capacity, then multiplying by the local tax rate. For residential homesteads (Class 1a), the rate is 1.00% for the first $500,000 of market value and 1.
The county features extensive outdoor amenities including the Rum River for paddling and fishing, numerous public parks, and regional trails. It serves as a recreational gateway for residents seeking access to lakes and nature preserves.
The rental market is characterized by low vacancy rates and steady demand, with limited new multi-family construction keeping supply tight. Most rental inventory consists of single-family homes or smaller apartment complexes.
The economy is a mix of local services, education, and manufacturing, with a significant portion of the workforce commuting to the Twin Cities metro area. Growth is supported by residential development and regional infrastructure investments.
Transportation is heavily reliant on private vehicles, with Highway 65 serving as the primary corridor connecting the county to the Twin Cities. Public transit options are limited, primarily consisting of local dial-a-ride services.
The Isanti County Assessor's office conducts annual market value assessments based on sales data and property inspections to ensure equitable taxation.
The county is served by several school districts, with Cambridge-Isanti being the largest, alongside various watershed and soil conservation districts.
Property insurance premiums are generally stable, though homeowners should account for risks associated with severe weather events common in central Minnesota.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A scenic river providing opportunities for kayaking, canoeing, and fishing, serving as a central natural landmark for the county.
Hosts the annual county fair and various community events, serving as a major social hub for residents.
Offers hiking trails and picnic areas, preserving local woodland and prairie habitats for public use.
Data retrieved from US Census Bureau and American Factbook.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Property containing a homestead subject to foreclosure
The mortgagor has the right to designate a portion of the property as a homestead to be sold and redeemed separately, provided it conforms to local zoning and is compact.
Minnesota Statutes 582.041
applies when — Parcels designated as condominium units
Each unit constitutes a separate parcel for tax purposes. If a declaration is recorded at least 30 days before a tax installment is due, the taxing authority must split the taxes among the units.
Minnesota Statutes 515A.1-105
Allows non-judicial foreclosure. Requires notice of sale to be mailed to the mortgagor at least 14 days before the sale date and published in a newspaper. Mortgagors have specific redemption rights following the sale.
Minnesota Statutes Chapter 580
Property tax is calculated by applying a class rate to the parcel's estimated market value to determine tax capacity, then multiplying by the local tax rate. For residential homesteads (Class 1a), the rate is 1.00% for the first $500,000 of market value and 1.25% for value exceeding $500,000.
2021 Classification Rate Table, Minnesota Department of Revenue
≈ $3,062/yr on a $306,200 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.