The story of this market
The typical home in Cedar County, Nebraska sells for about $142,000, or $105 per square foot.
Prices are down 52.3% from a year ago, which gives buyers more room to negotiate. Homes take about 47 days to sell. Over the long run, values in this county have grown 106% since 2000. The biggest natural hazard here is hail, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2006 (+10.6%). Worst: 2010 (-4.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.2%
NE · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,297
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
95
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $9,348,692.
Mortgage activity
Home lending in this county
81.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 117 | 63 | 81.4% | 8.1% | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cedar County, Nebraska
The Cedar County housing market is currently experiencing significant downward pressure on prices, with a sharp year-over-year decline reported in early 2026. Low transaction volume and limited market activity characterize the current environment. These conditions reflect a broader cooling trend in regional housing metrics.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved down 52.3% year over year.
Homes spend a median of 47 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.7% · poverty 7.1% — a stable, low-distress profile.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
The county is characterized by moderate flood risk according to environmental risk assessments.
The county economy is supported by agricultural and local service sectors, with infrastructure anchored by the Gavins Point Dam and Lewis and Clark Lake.
Property taxes are administered at the county level; specific rate structures and exemptions are managed by the Cedar County Assessor's office.
The area features significant outdoor recreation opportunities centered around Lewis and Clark Lake and the Missouri River.
The local economy is driven by agriculture and regional services, with a low unemployment rate of 1.7% as of April 2026.
Transportation is primarily highway-based, serving the rural geography of the county.
The Cedar County Assessor manages property valuations and assessments for the jurisdiction.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major dam impounding Lewis and Clark Lake on the Missouri River.
A primary regional destination for boating, fishing, and outdoor recreation.
Data retrieved from Census Reporter and Data Commons.
applies when — Applies to qualified claimants including certain veterans, individuals with disabilities, and low-income seniors based on income and property value thresholds.
Provides a reduction or exemption of property taxes on the primary residence (homestead) of qualified individuals. The specific exemption amount is determined by income brackets and disability status as defined in state statutes.
Neb. Rev. Stat. §§ 77-3501 to 77-3530.
Real property is assessed at or near 100% of actual value, except for agricultural and horticultural land, which is assessed at 75% of actual value. Agricultural land is assessed at 50% of actual value for school bond tax purposes. Taxes are calculated by applying local mill levies to the assessed value.
Nebraska Constitution Article VIII; Neb. Rev. Stat. § 77-1344; 2025 Property Assessment Division Annual Report.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.