The story of this market
The typical home in Harlan County, Nebraska sells for about $167,581, or $108 per square foot.
Prices are up +8.4% from a year ago, so sellers still have some momentum. Homes take about 124 days to sell, which is slow. Over the long run, values in this county have grown 138% since 2002. The biggest natural hazard here is hail, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Very High.
Price climate
Every year of price change, 2002–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2016 (+32.5%). Worst: 2015 (-18.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.2%
NE · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,374
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2002–2025
0%
2025 change
FHFA repeat-sales index, median of 1 census tracts in this county (2002 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
100
Very High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,365,364.
Mortgage activity
Home lending in this county
75%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 73 | 36 | 75% | 0% | $125,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Harlan County, Nebraska
Harlan County's housing market is characterized by low inventory and steady price appreciation driven by limited supply. The market remains stable, reflecting the county's rural economic base and consistent demand for local housing.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 7 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 1 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.73% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.9% · poverty 6.7% — a stable, low-distress profile.
Deterministic aggregate of 5 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Harlan County, Nebraska — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
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researched Sep 28
| 68920 | Alma | $51,980 | $83 | — | 24 | 100% | — | 1 | 1 | $645 | researched Sep 28 |
| 68961 | Nelson | $110,000 | $65 | +1.2% | 120 | 94% | 12% | 7.5 | 15 | $497 | researched Sep 28 |
| 68966 | Orleans | $75,000 | — | — | — | — | — | — | — | $588 | researched Sep 28 |
| 68967 | Oxford | $125,000 | $88 | -2.1% | 112 | 94.5% | 12% | 7 | 14 | $695 | researched Sep 28 |
| 68971 | Republican City | $168,100 | $112 | +2.4% | 142 | 96% | 8% | 6 | 12 | $850 | researched Sep 28 |
| 68975 | Saronville | — | — | — | — | — | — | — | — | — | researched Sep 28 |
| 68977 | Stamford | — | — | — | — | — | — | — | — | — | researched Sep 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is served by local school districts that maintain small class sizes and community-focused educational environments.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and wind events, with the Republican River basin requiring flood awareness.
Economic activity is primarily driven by agriculture and local government services, with the Harlan County Reservoir serving as a key recreational and economic anchor.
Property taxes are assessed by the Harlan County Assessor based on market value, with rates determined by local school district, county, and municipal levies.
The county is anchored by the Harlan County Reservoir, which provides extensive opportunities for boating, fishing, camping, and outdoor recreation.
The rental market is limited in scale, primarily consisting of single-family homes and small-scale residential units.
The economy is heavily reliant on agriculture and public sector employment, with small-scale local businesses supporting the county seat of Alma.
Transportation is primarily via state highways; there is no public transit infrastructure.
The Harlan County Assessor manages property valuations for tax purposes in accordance with Nebraska state law.
Parcels are subject to levies from the county, local school districts, and natural resources districts.
Property insurance premiums are influenced by regional exposure to severe weather and agricultural risks.
The county has experienced a slight population decline consistent with broader rural trends in Nebraska.
Nebraska operates primarily as a non-judicial foreclosure state for deeds of trust.
Nebraska requires sellers to provide a written disclosure statement regarding the condition of the property.
- Gutterz Fun Center4.319 mi
- Holdrege Sun Theater and Event Venue4.719.3 mi
- Nebraska Prairie Museum4.820.8 mi
- North Shore Marina & Restaurant4.313.8 mi
- Patterson Harbor Marina4.614.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major regional destination for fishing, boating, and camping.
Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter.
applies when — Applies to qualified claimants including certain veterans, individuals with disabilities, and low-income seniors based on income and property value thresholds.
Provides a reduction or exemption of property taxes on the primary residence (homestead) of qualified individuals. The specific exemption amount is determined by income brackets and disability status as defined in state statutes.
Neb. Rev. Stat. §§ 77-3501 to 77-3530.
Real property is assessed at or near 100% of actual value, except for agricultural and horticultural land, which is assessed at 75% of actual value. Agricultural land is assessed at 50% of actual value for school bond tax purposes. Taxes are calculated by applying local mill levies to the assessed value.
Nebraska Constitution Article VIII; Neb. Rev. Stat. § 77-1344; 2025 Property Assessment Division Annual Report.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.