The story of this market
The typical home in Delaware County, New York sells for about $248,674, or $155 per square foot.
Prices are up +1.1% from a year ago, so sellers still have some momentum. Homes take about 85 days to sell, which is slow. Over the long run, values in this county have grown 70% since 2002. HUD's fair market rent for a two-bedroom is $1,017 a month.
HUD sets the fair market rent for a 2-bedroom at $1,017 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2002–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+23.9%). Worst: 2009 (-7.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.5%
NY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,408
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2002–2025
0%
2025 change
FHFA repeat-sales index, median of 4 census tracts in this county (2002 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
73
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $35,516,815.
Mortgage activity
Home lending in this county
66.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1257 | 600 | 66.7% | 2.3% | $165,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Delaware County, New York
The Delaware County housing market is showing resilience with modest price appreciation and steady demand for rural properties. While inventory remains tight, the market is supported by a stable local economy and continued interest from remote workers. Buyers should expect a competitive environment for well-maintained homes in popular village centers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 6 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 115 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0.14% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.3% · poverty 14.4% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 6 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Delaware County, New York — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 18
researched Sep 19
| 13753 | Delhi | $306,290 | $150 | 0% | 127 | — | — | — | 10 | $911 | researched Sep 16 |
| 13755 | Downsville | $155,000 | $103 | +5.1% | 68 | 107% | — | — | 111 | $836 | researched Sep 16 |
| 13783 | Hancock | $300,000 | $158 | 0% | 81 | — | — | — | 67 | $879 | researched Sep 16 |
| 13808 | Morris | $230,000 | $145 | +2.5% | 88 | 96.5% | 15% | 6.2 | 12 | $747 | researched Sep 20 |
| 13838 | Sidney | $149,900 | $115 | +2.5% | 65 | 96.5% | 15% | 4.8 | 19 | $903 | researched Sep 18 |
| 13856 | Walton | $145,000 | $80 | 0% | 84 | 100% | — | 3 | 91 | $819 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Delaware County remain significantly lower than the New York state and national averages, with property and violent crime trends showing stability over recent years.
The county is served by several rural school districts that generally maintain small class sizes and are characterized by moderate academic performance metrics relative to regional benchmarks.
The region faces moderate risks from seasonal flooding in low-lying river valleys and occasional severe wind events, with property insurance premiums reflecting these environmental exposures.
Economic momentum is driven by small-scale manufacturing, agriculture, and tourism, with ongoing efforts to expand broadband infrastructure to support remote work and local business development.
Property taxes are levied by the county, towns, and school districts based on local assessments, with the effective rate influenced by school district budgets and local municipal service requirements.
The county offers extensive outdoor recreation including the Catskill Park, numerous hiking trails, fishing in the Delaware River, and historic village centers that serve as local cultural hubs.
The rental market is characterized by limited inventory and high demand for year-round housing, with some seasonal pressure from short-term vacation rentals in tourist-heavy areas.
The economy is anchored by agriculture, healthcare, and local government, with a growing emphasis on tourism and hospitality services.
Transportation is primarily reliant on personal vehicles, with major corridors including NY-17 and NY-28 providing access to regional hubs.
The county utilizes a decentralized assessment system where individual towns are responsible for maintaining property valuations for tax purposes.
The county is served by various special districts including fire protection, water, and sewer districts that vary significantly by municipality.
Property insurance markets are stable but sensitive to regional weather patterns, with premiums trending upward due to increased replacement costs.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive protected area offering extensive hiking, camping, and wilderness access that defines the region's outdoor appeal.
Provides world-class fly fishing and recreational boating opportunities, serving as a primary economic and lifestyle anchor for the county.
A historic site showcasing 19th-century industry and local heritage, serving as a key educational and tourist attraction.
Data retrieved from US Census Bureau and Data Commons profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Applies to residential rental property where at least 20% of units are subject to an agreement restricting occupancy to income-qualified tenants.
The assessed valuation must be determined using the income approach based on actual net operating income, excluding subsidies, tax credits, or grants used for development costs.
N.Y. Real Property Tax Law Section 581-A
New York is a judicial foreclosure state, meaning the lender must file a lawsuit in court to foreclose on a property. The process typically takes approximately one year from the start of the case to the sale of the home.
New York Real Property Actions and Proceedings Law
applies when — Applies to the sale of residential real property (up to four units).
Sellers are required to provide a Property Condition Disclosure Statement to the buyer. Failure to provide the statement may result in a credit of $500 to the buyer at closing. Knowingly false or incomplete statements may subject the seller to legal claims.
New York Real Property Law Article 14, Section 462
Real property is assessed by local jurisdictions based on a uniform percentage of value. The tax liability is calculated as (Assessed Value * Tax Rate) - Exemptions. Owners of one, two, or three-family owner-occupied residential property have the right to Small Claims Assessment Review (SCAR) to challenge assessments.
New York Real Property Tax Law Article 3 and 7
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.