The story of this market
The typical home in Cleveland County, Oklahoma sells for about $259,276, or $158 per square foot.
Prices are down 4% from a year ago, which gives buyers more room to negotiate. Homes take about 43 days to sell. Over the long run, values in this county have grown 115% since 2000. Last year 36 of 61 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,264 a month.
HUD sets the fair market rent for a 2-bedroom at $1,264 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+15.7%). Worst: 2011 (-1.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,713
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 61 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
50
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $111,904,667.
Mortgage activity
Home lending in this county
79.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 12497 | 6738 | 79.8% | 10% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cleveland County, Oklahoma
Cleveland County's housing market has stabilized with single-digit annual price softening to a median sale price of approximately $259,000 alongside healthy transaction volumes of 400 closed monthly sales. Inventory levels remain balanced around 4 to 5 months of supply, as buyer demand is sustained by steady employment at the University of Oklahoma and the southern OKC employment corridor.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 7 cities · 12 ZIP reports
Median prices moved down 1.8% year over year.
Homes spend a median of 48 days on market with 0.5 months of supply — a fast-moving market.
2% of listings have cut prices · homes sell at 10.76% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 12.8% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 10 researched ZIP reports of 12 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Cleveland County, Oklahoma — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 28
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researched Sep 30
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| 73026 | Norman | $331,000 | $172 | +14.2% | 51 | 98.3% | 21.4% | 4.2 | 2,319 | $1,450 | researched Sep 28 |
| 73051 | Lexington | $249,990 | $176 | -5% | 40 | — | — | — | 405 | $1,620 | researched Sep 28 |
| 73057 | Maysville | $240,000 | $104 | +2.1% | 112 | 96.5% | 15.8% | 6.3 | 19 | $1,150 | researched Sep 28 |
| 73068 | Noble | $285,000 | $168 | +1.2% | 42 | 98.2% | 18% | 4.1 | 114 | $1,350 | researched Sep 28 |
| 73069 | Norman | $350,000 | $175 | — | 56 | 98% | 15% | 4.2 | 320 | $1,600 | researched Sep 28 |
| 73070 | Norman | — | — | — | — | — | — | — | — | — | researched Sep 30 |
| 73071 | Norman | $250,000 | $165 | -3.4% | 42 | 98.2% | 28% | 2.4 | 215 | $1,150 | researched Sep 28 |
| 73072 | Norman | $321,000 | $159 | -1.4% | 35 | — | — | — | 171 | $1,320 | researched Sep 28 |
| 73093 | Washington | $339,000 | $165 | +2.4% | 68 | 97.5% | 12% | 5.2 | 102 | $1,995 | researched Sep 28 |
| 73160 | Moore | $240,000 | $145 | +0.6% | 32 | 98.5% | 18% | 3.4 | 266 | $1,450 | researched Sep 28 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Cleveland County exhibits lower overall violent and property crime rates compared to the greater Oklahoma City metro average, anchored by Norman and Moore which maintain stable, below-state-average municipal crime statistics.
The county is served primarily by Norman Public Schools and Moore Public Schools, featuring strong district graduation rates and several high-performing elementary and secondary campuses rated above state medians.
The primary natural hazards are severe convective storms, tornadoes, and high wind events characteristic of Central Oklahoma, alongside localized flash flooding along Little River tributaries; wildfire risk remains low.
Economic expansion is anchored by the University of Oklahoma, healthcare systems like Norman Regional, and aerospace/defense and commercial distribution hubs expanding along the I-35 corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
Cleveland County maintains a deep rental market driven by the University of Oklahoma student and faculty population in Norman, supporting stable multi-family absorption and moderate rental yield opportunities.
Employment is driven by public higher education, regional medical centers, manufacturing, and aerospace/defense contractors, providing a resilient economic base buffered against energy sector fluctuations.
Interstate 35 serves as the vital north-south commuter artery connecting Cleveland County communities to downtown Oklahoma City, complemented by EMBARK regional express transit links.
Suburban master-planned developments and infill growth around Norman and Moore continue, with city planners prioritizing transportation corridor enhancements and utility infrastructure resilience.
The Cleveland County Assessor appraises properties at actual fair cash value as of January 1 each year, applying statutory assessment percentages and an annual assessment increase cap on homestead properties.
Parcels are subject to tax levies from local school districts (e.g., Norman, Moore), Moore Norman Technology Center, the county health department, library system, and municipal millage allocations.
Homeowners insurance premiums in Cleveland County reflect elevated wind, severe hail, and tornado risks common across Central Oklahoma, leading carriers to increasingly mandate separate roof and hail deductibles.
- Frontier City423.4 mi
- Hurricane Harbor Oklahoma City419.6 mi
- Brickopolis Family Entertainment Center4.517 mi
- Dave & Buster's Oklahoma City4.222.3 mi
- Sky Zone4.127 mi
- Paycom Center4.717.1 mi
- Lloyd Noble Center4.57 mi
- Gaylord Family - Oklahoma Memorial Stadium4.86.1 mi
- Oklahoma City Convention Center4.716.9 mi
- Topgolf Oklahoma City4.426.2 mi
- Oklahoma City Zoo4.519.8 mi
- Newcastle Casino3.814 mi
- Oklahoma City National Memorial & Museum4.917.7 mi
- Science Museum Oklahoma4.719.8 mi
- Regal Warren Moore4.49.5 mi
- Oklahoma City National Memorial & Museum4.917.7 mi
- Science Museum Oklahoma4.719.8 mi
- National Cowboy & Western Heritage Museum4.820.8 mi
- Devon Park4.719.7 mi
- SKELETONS: Museum of Osteology4.89.1 mi
- Oklahoma City Zoo4.519.8 mi
- Scissortail Park4.717 mi
- Oklahoma City National Memorial & Museum4.917.7 mi
- Myriad Botanical Gardens4.717.3 mi
- Buck Thomas Park4.59.4 mi
- Lake Stanley Draper Marina4.37.8 mi
- Calypso Cove Marina LLC4.16.5 mi
- Little River Marina4.66.7 mi
- Lincoln Park Golf Course4.618.9 mi
- Earlywine Golf Course4.314.6 mi
- Trosper Golf Course4.414.2 mi
- JR's Pub & Grill4.214.5 mi
- Hidden Trails Golf & Country Club4.515.1 mi
- Sooner Mall4.18.2 mi
- Old Paris Flea Market4.215.5 mi
- Sprouts Farmers Market4.512.7 mi
- WinCo Foods4.59.6 mi
- Goodwill Outlet Store3.517.7 mi
- Will Rogers International Airport4.416.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Major regional recreational reservoir offering boating, camping, hiking trails, and water sports east of Norman.
Anchor higher education and sports complex hosting major collegiate athletics, cultural arts, and events.
Prominent cultural institution and research museum located on the OU Norman campus.
Retrieved from US Census Bureau QuickFacts and ACS 5-year narrative profile data for Cleveland County, OK.
Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.
Oklahoma Statutes Title 60, Sections 125-127
Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68
Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).
Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.