The story of this market
The typical home in Harney County, Oregon sells for about $293,500, or $181 per square foot.
Prices are down 10.61% from a year ago, which gives buyers more room to negotiate. Homes take about 108 days to sell, which is slow. Over the long run, values in this county have grown 158% since 2000. The biggest natural hazard here is wildfire, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
-3.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+19.2%). Worst: 2010 (-9.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+0.3%
OR · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,404
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
-3.9%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
71
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $6,551,163.
Mortgage activity
Home lending in this county
73.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 273 | 137 | 73.3% | 1.6% | $180,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Harney County, Oregon
Harney County is currently a buyer's market characterized by low sales volume and a year-over-year decline in listing prices. The market is driven by limited economic growth and the challenges of a remote, rural geography, resulting in high days on market and a reliance on local workforce demand.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 5 ZIP reports
Median prices moved down 8.2% year over year.
Homes spend a median of 45 days on market with 0.5 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 10.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 14.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Harney County, Oregon — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 97710 | Fields | — | — | — | — | — | — | — | — | — | researched Sep 26 |
| 97720 | Burns | $191,000 | $157 | +2.7% | 120 | 96% | 12% | 5 | 75 | $1,150 | researched Sep 26 |
| 97722 | Diamond | $128,100 | $145 | — | 120 | 98% | — | 5 | 5 | $1,100 | researched Sep 26 |
| 97738 | Hines | $325,000 | $185 | +2.1% | 45 | 98.5% | 15% | 3.2 | 12 | $1,250 | researched Sep 26 |
| 97758 | Riley | $482,000 | $324 | -9.5% | 38 | — | — | — | 573 | $1,850 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Schools in Harney County are primarily served by the Harney County School District, with performance metrics generally reflecting the challenges of a rural, low-density population.
The region faces significant wildfire risk, which influences local property insurance availability and premium costs.
Economic momentum is limited, with the economy anchored by agriculture, government, and natural resource management; there is minimal large-scale commercial development.
Property taxes are assessed based on real market value subject to Oregon's constitutional limits (Measure 5 and Measure 50), which cap the growth of assessed value.
The county offers extensive outdoor recreation, including the Malheur National Wildlife Refuge, Steens Mountain, and vast public lands for hunting, fishing, and hiking.
The rental market is characterized by low inventory and limited new construction, with demand driven primarily by local workforce needs.
The economy is heavily reliant on agriculture, ranching, and government services, with limited industrial diversification.
Transportation is primarily served by U.S. Route 20 and U.S. Route 395, which act as the main corridors for regional connectivity.
The Harney County Assessor's office manages property assessments in accordance with Oregon state law, focusing on maintaining accurate real market values.
The county is served by various special districts, including rural fire protection districts and local hospital districts.
Property insurance markets are tightening due to increased wildfire risk across the high desert landscape.
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive refuge providing critical habitat for migratory birds and offering extensive birdwatching and photography opportunities.
A massive fault-block mountain offering dramatic scenery, hiking, and high-altitude recreation.
Data sourced from U.S. Census Bureau QuickFacts and Data Commons.
applies when — Members of the Oregon National Guard or Reserve who are deployed.
Allows for the exemption of a portion of the assessed value of a primary residence from local property taxes for a period of three to five years in standard zones, or up to 15 years in rural zones.
Business Oregon Enterprise Zone statutes
applies when — Qualified disabled veterans or their surviving spouses meeting specific disability or service-connected criteria.
Provides a reduction in the assessed value of the primary residence, effectively lowering the property tax burden based on the exemption amount set by statute.
ORS 307.250
Tax is calculated on the lesser of Real Market Value (RMV) or Maximum Assessed Value (MAV). MAV is limited to a 3% annual growth rate unless physical changes occur to the property. The tax is the product of the taxable assessed value and the local taxing district's millage rate.
Oregon Constitution; ORS Chapter 308
applies when — Delinquency of property taxes for a period of three years from the earliest date of delinquency.
The county may initiate foreclosure proceedings to seize the property to satisfy the tax lien. Owners have redemption rights prior to the judgment of foreclosure.
ORS 312.010
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.