The story of this market
The typical home in Lane County, Oregon sells for about $479,000, or $285 per square foot.
Prices are roughly flat from a year ago (+0.9%), a market in balance. Homes take about 63 days to sell, which is slow. Over the long run, values in this county have grown 196% since 2000. Last year 55 of 88 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,546 a month.
HUD sets the fair market rent for a 2-bedroom at $1,546 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+1.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+18.4%). Worst: 2011 (-7.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+0.3%
OR · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,141
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.3%
2025 change
FHFA repeat-sales index, median of 88 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
71
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $221,262,767.
Mortgage activity
Home lending in this county
78.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 18957 | 10711 | 78.4% | 7.2% | $305,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Lane County, Oregon
The Lane County housing market is showing signs of stabilization as inventory levels rise slightly, balancing out steady buyer demand. While prices continue to climb, the pace of growth has moderated, creating a more sustainable environment for both buyers and sellers compared to the rapid appreciation of previous years.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 12 cities · 29 ZIP reports
Median prices moved down 0.0% year over year.
Homes spend a median of 49 days on market with 1.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 46.68% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 13.5% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 29 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Lane County, Oregon — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 97401 | Eugene | $539,840 | $333 | +7.6% | 30 | 100% | — | — | 51 | $1,876 | researched Sep 26 |
| 97402 | Eugene | $399,000 | $265 | +2.1% | 45 | 98.5% | 15% | 4.2 | 168 | $1,650 | researched Sep 26 |
| 97403 | Eugene | $534,450 | $298 | -2.2% | 14 | 103% | 25% | 3.2 | 52 | $1,750 | researched Sep 26 |
| 97404 | Eugene | $519,000 | $310 | +4.3% | 33 | 100% | 25% | 1.7 | 56 | $1,876 | researched Sep 26 |
| 97405 | Eugene | $615,000 | $308 | +7.9% | 11 | 103% | — | — | 188 | $1,546 | researched Sep 26 |
| 97408 | Eugene | $827,921 | $331 | +71.4% | 14 | 99.7% | 42.9% | 3 | 33 | $1,876 | researched Sep 26 |
| 97413 | Blue River | $689,000 | $352 | -2.4% | 84 | 96.2% | 18% | 11 | 22 | $1,688 | researched Sep 26 |
| 97424 | Cottage Grove | $485,000 | $289 | -1.9% | 14 | 103% | — | 2.3 | 209 | $1,750 | researched Sep 26 |
| 97426 | Creswell | $451,750 | $287 | -5% | 5 | — | — | — | 126 | $1,500 | researched Sep 26 |
| 97431 | Dexter | $451,750 | $285 | -5% | 14 | 100% | 15% | 2.3 | 44 | $1,850 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime trends in Lane County are generally consistent with regional averages for Western Oregon, with urban centers like Eugene experiencing higher property crime rates compared to rural parts of the county.
Public schools in Lane County are served by several districts, with performance varying significantly between urban and rural areas; many districts maintain stable ratings, though some face challenges with funding and student-to-teacher ratios.
The county faces moderate wildfire risk, particularly in forested areas, and seasonal flood risks along the Willamette River and its tributaries, leading to rising insurance premiums in high-risk zones.
The economy is anchored by the University of Oregon, healthcare systems, and a growing tech and manufacturing sector, with ongoing infrastructure projects focused on urban revitalization and transit expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Oregon) — Active-Duty Military Property Tax Exemption: Allows for the exemption of a portion of the assessed value of a primary residence from local property taxes for a period of three to five years in standard zones, or up to 15 years in rural zones. State (Oregon) — Disabled Veteran or Surviving Spouse Property Tax Exemption: Provides a reduction in the assessed value of the primary residence, effectively lowering the property tax burden based on the exemption amount set by statute. State (Oregon) — Ad Valorem Property Tax: Tax is calculated on the lesser of Real Market Value (RMV) or Maximum Assessed Value (MAV). MAV is limited to a 3% annual growth rate unless physical changes occur to the property. The tax is the product of the taxable assessed value and the local taxing district's millage rate.
The economy is driven by higher education, healthcare, and a diverse mix of small-to-medium manufacturing and tech firms, showing steady momentum.
The county is served by the I-5 corridor and a network of state highways, with public transit provided primarily by Lane Transit District (LTD) in the metro area.
The Lane County Assessor manages property valuations, adhering to Oregon's strict constitutional assessment caps.
The county includes various special districts for fire protection, water, and library services, alongside major school and community college districts.
Property insurance markets are tightening due to increased wildfire risk, leading to higher premiums and stricter underwriting requirements.
- Round1 Bowling & Arcade - Eugene423.4 mi
- Putters Family Entertainment Center4.225.3 mi
- DEFY Eugene4.725 mi
- Get Air Trampoline Park4.325.8 mi
- Portal Adventures - Eugene and Springfield517.4 mi
- Autzen Stadium4.721.3 mi
- Hayward Field4.821.1 mi
- Lane Events Center4.323 mi
- Matthew Knight Arena4.621 mi
- Hult Center for the Performing Arts4.822.4 mi
- Mount Pisgah Arboretum4.716.1 mi
- Dorris Ranch4.718.2 mi
- Clearwater Park and Landing4.615.3 mi
- Island Park4.319.2 mi
- The Official Simpsons Mural, Springfield Oregon4.718.7 mi
- Museum of Natural and Cultural History4.721 mi
- Eugene Science Center4.521.5 mi
- Dorris Ranch4.718.2 mi
- Jordan Schnitzer Museum of Art4.521.4 mi
- Adventure! Children's Museum4.723.3 mi
- Mount Pisgah Arboretum4.716.1 mi
- Splash at Lively Park4.414.4 mi
- Dorris Ranch4.718.2 mi
- Clearwater Park and Landing4.615.3 mi
- Island Park4.319.2 mi
- Lookout Point Lake4.66.3 mi
- Dexter Reservoir4.57.1 mi
- Pine Ridge Golf Club4.316.7 mi
- Fred Meyer4.119.1 mi
- WinCo Foods4.318 mi
- Safeway419.3 mi
- Albertsons414.4 mi
- Albertsons4.118.1 mi
- Eugene Airport4.529.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A vast expanse offering hiking, camping, and scenic beauty that serves as a major draw for outdoor enthusiasts.
An anchor institution providing cultural events, sports, and economic stability to the Eugene area.
A long-standing open-air market featuring local artisans, food, and music that defines the local community spirit.
Retrieved from data.census.gov
applies when — Members of the Oregon National Guard or Reserve who are deployed.
Allows for the exemption of a portion of the assessed value of a primary residence from local property taxes for a period of three to five years in standard zones, or up to 15 years in rural zones.
Business Oregon Enterprise Zone statutes
applies when — Qualified disabled veterans or their surviving spouses meeting specific disability or service-connected criteria.
Provides a reduction in the assessed value of the primary residence, effectively lowering the property tax burden based on the exemption amount set by statute.
ORS 307.250
Tax is calculated on the lesser of Real Market Value (RMV) or Maximum Assessed Value (MAV). MAV is limited to a 3% annual growth rate unless physical changes occur to the property. The tax is the product of the taxable assessed value and the local taxing district's millage rate.
Oregon Constitution; ORS Chapter 308
applies when — Delinquency of property taxes for a period of three years from the earliest date of delinquency.
The county may initiate foreclosure proceedings to seize the property to satisfy the tax lien. Owners have redemption rights prior to the judgment of foreclosure.
ORS 312.010
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.