The story of this market
The typical home in Northumberland County, Pennsylvania sells for about $174,227, or $104 per square foot.
Prices are up +51.5% from a year ago, so sellers still have some momentum. Homes take about 59 days to sell. Over the long run, values in this county have grown 112% since 2000. Last year 3 of 8 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2001 (+12.9%). Worst: 2000 (-12.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.6%
PA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,320
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 8 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
48
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $37,322,542.
Mortgage activity
Home lending in this county
73.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2477 | 1367 | 73.2% | 10% | $105,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Northumberland County, Pennsylvania
Northumberland County is experiencing a significant surge in median home prices, with a 51.5% year-over-year increase as of May 2026. The market remains relatively affordable compared to national averages, though inventory levels and days on market suggest a tightening supply environment.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 18 ZIP reports
Median prices moved up 2.5% year over year.
Homes spend a median of 45 days on market with 1.8 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 6.82% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 12.8% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 17 researched ZIP reports of 18 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 20
researched Sep 21
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 18
| 17801 | Sunbury | $180,747 | $119 | +5% | 54 | 96.5% | 15% | 4.2 | 54 | $744 | researched Sep 16 |
| 17820 | Catawissa | $259,000 | $145 | 0% | 41 | 100% | — | 23 | 23 | $801 | researched Sep 16 |
| 17824 | Elysburg | $345,000 | $197 | 0% | 70 | — | — | — | 63 | $1,650 | researched Sep 20 |
| 17830 | Herndon | $209,900 | $194 | 0% | 85 | 98% | — | — | 4 | $763 | researched Sep 21 |
| 17834 | Kulpmont | $175,000 | $137 | +2.4% | 24 | 98.5% | 8% | 4.2 | 12 | $732 | researched Sep 16 |
| 17847 | Milton | $173,400 | $165 | -2.5% | 119 | — | — | — | 14 | $904 | researched Sep 16 |
| 17851 | Mount Carmel | $68,855 | $54 | +0.7% | 66 | — | — | — | 24 | $751 | researched Sep 16 |
| 17853 | Mount Pleasant Mills | $215,000 | $138 | +2.4% | 42 | 97.2% | 12.5% | 3.4 | 48 | $916 | researched Sep 16 |
| 17857 | Northumberland | $289,900 | $168 | +7.6% | 29 | — | — | — | 97 | $963 | researched Sep 16 |
| 17864 | Port Trevorton | $319,000 | $145 | +2.1% | 62 | 97.5% | 12.5% | 4.2 | 24 | $896 | researched Sep 18 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Data retrieved from data.census.gov
Municipalities may enact zoning, subdivision, and land development ordinances.
Pennsylvania Municipalities Planning Code (53 P.S. §§ 10101 et seq.)
applies when — Residential dwellings built before 1978.
Mandatory disclosure of known lead-based paint hazards.
Federal mandate incorporated into state disclosure expectations
Borrowers may cure default up to one hour before the foreclosure auction by paying all past-due amounts, fees, and costs.
Act 6 and Act 91
applies when — Communities with >12 units created after Feb 3, 1997.
Governed by the Uniform Planned Community Act (UPCA) regarding assessments, common elements, and association powers.
68 Pa. C.S. §§ 5101-5414
applies when — Applies to transfers of 1–4 unit residential properties.
Sellers must provide a written statement disclosing known material defects before the agreement of sale is signed.
68 Pa. C.S. §§ 7301-7315
applies when — Owner-occupied primary residences.
Formula: (Assessed Value - Exclusion Amount) × Tax Rate = Tax Owed. Exclusion amount varies by school district and county.
Taxpayer Relief Act (Act 1 of 2006)
Lenders must file a lawsuit and obtain a court judgment to foreclose; non-judicial or power-of-sale is prohibited.
Pennsylvania Rules of Civil Procedure Rules 1141-1150
Tax = Assessed Value × Local Millage Rate (1 mill = $1 per $1,000 of assessed value).
Pennsylvania Constitution Art. VIII
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.