The story of this market
The typical home in Todd County, South Dakota sells for about $91,252, or $54 per square foot.
Homes take about 53 days to sell. The biggest natural hazard here is winter weather, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Monthly price momentum
Home values since 2015
+4.8%
SD · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,404
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
92
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $6,203,887.
Mortgage activity
Home lending in this county
47.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 26 | 11 | 47.8% | 12.5% | $125,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Todd County, South Dakota
The Todd County housing market is characterized by extremely low inventory and limited transaction volume. While housing starts have shown recent growth, the market remains small and largely driven by local demand within the Rosebud Indian Reservation.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 7 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 60 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 50.45% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 32.9% — a mixed stability profile.
Deterministic aggregate of 4 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Oct 5
researched Oct 6
researched Sep 27
researched Oct 7
researched Oct 8
researched Sep 27
| 57555 | Mission | $150,000 | $115 | +2.1% | 95 | 96.5% | 8% | 6.2 | 12 | $573 | researched Sep 27 |
| 57563 | Okreek | $235,000 | $142 | +3.2% | 48 | 98.5% | 15% | 3.5 | 12 | $950 | researched Oct 5 |
| 57566 | Parmelee | — | — | — | — | — | — | — | — | $443 | researched Oct 6 |
| 57570 | Rosebud | $125,000 | $85 | +4.2% | 142 | 96.5% | 8.3% | 6 | 12 | $593 | researched Sep 27 |
| 57572 | St. Francis | $150,000 | $115 | — | 120 | 100% | — | — | 1 | $850 | researched Oct 7 |
| 57579 | White River | $61,000 | $48 | +2.1% | 120 | 96.5% | 8.3% | 6 | 12 | $750 | researched Oct 8 |
| 57580 | Winner | $165,000 | $112 | +3.2% | 84 | 97.5% | 12% | 5.2 | 42 | $835 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Housing starts have climbed for three consecutive quarters, indicating a modest increase in development activity.
The economy is characterized by a small business base and a significant portion of the population residing on the Rosebud Indian Reservation.
Data retrieved from U.S. Census Bureau QuickFacts and ZIP-Codes.com
Property is assessed at full and true market value, then equalized to 85% of that value to determine the taxable value. The tax amount is calculated by multiplying the taxable value by the local mill levy rate, which is determined by the budgetary requirements of local government units (schools, counties, municipalities).
Governed by Title 10 of the South Dakota Codified Laws.
applies when — Applies to new structures and additions in specific subdivisions or developments where the board of county commissioners has adopted the formula.
Provides a tax break on the assessed value of new structures or additions for up to five or seven years, at the discretion of the county commissioners.
SDCL 10-6-144.
applies when — Applies to residential real property governed by a homeowners' association.
Sellers must provide the buyer with governing documents, a statement of assessments (amount, frequency, purpose), and a list of special one-time assessments from the previous three years prior to a written offer.
SDCL 43-4-44.1, effective for transfers after July 1, 2024.
Sellers of residential real property must provide a written property condition disclosure statement to potential buyers before a written offer is made, covering material facts about the property's condition.
SDCL 43-4-44.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.