The story of this market
The typical home in Cheatham County, Tennessee sells for about $338,700, or $205 per square foot.
Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 58 days to sell. Over the long run, values in this county have grown 196% since 2000. Last year 6 of 9 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,798 a month.
HUD sets the fair market rent for a 2-bedroom at $1,798 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+0.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+19.9%). Worst: 2010 (-5.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,309
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.6%
2025 change
FHFA repeat-sales index, median of 9 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
67
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $17,274,801.
Mortgage activity
Home lending in this county
76.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2527 | 1302 | 76.8% | 4.3% | $235,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cheatham County, Tennessee
Cheatham County's housing market remains stable, supported by steady population growth and its appeal as a residential alternative to Nashville. While inventory remains tight, the market is seeing moderate price appreciation consistent with regional trends. Demand is driven by families and commuters seeking more space while maintaining access to the metropolitan core.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 6 ZIP reports
Median prices moved down 1.1% year over year.
Homes spend a median of 56 days on market with 4.8 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0.74% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.7% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 6 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Cheatham County, Tennessee — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 17
researched Sep 17
researched Sep 21
| 37015 | Ashland City | $385,750 | $197 | +2.9% | 104 | — | — | — | 157 | $1,295 | researched Sep 17 |
| 37035 | Chapmansboro | $429,000 | $226 | -2.4% | 57 | — | — | 9.6 | — | $791 | researched Sep 21 |
| 37080 | Joelton | $435,000 | $235 | +2.5% | 45 | 98.5% | 15% | 4.2 | 107 | $1,050 | researched Sep 21 |
| 37082 | Kingston Springs | $325,000 | $182 | +2.1% | 45 | 98.5% | 12% | 3.8 | 32 | $1,424 | researched Sep 17 |
| 37143 | Pegram | $499,798 | $235 | 0% | 55 | — | — | — | 1,609 | $1,321 | researched Sep 17 |
| 37146 | Pleasant View | $450,000 | $215 | +4.2% | 48 | 98.5% | 12% | 4.5 | 108 | $1,675 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Public schools in Cheatham County are managed by the Cheatham County School District, which serves the local student population across several elementary, middle, and high schools.
The county is subject to standard regional risks including severe thunderstorms and potential flooding along the Cumberland River basin.
Economic momentum is driven by its proximity to the Nashville metropolitan area, serving as a residential base for commuters with ongoing residential development.
Property taxes are assessed by the Cheatham County Assessor of Property based on a state-mandated assessment ratio applied to the appraised value, with rates set by the County Commission.
The economy is largely supported by local services, retail, and its role as a bedroom community for the broader Nashville labor market.
The county is served by major corridors including Interstate 24 and State Route 49, facilitating access to Nashville.
The Cheatham County Assessor of Property conducts periodic reappraisals to ensure assessments reflect current market values.
The county is served by the Cheatham County School District and various utility districts providing water and sewer services.
Property insurance premiums are influenced by regional weather patterns and proximity to flood-prone areas along the Cumberland River.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major reservoir on the Cumberland River offering boating, fishing, and recreational water activities.
A local community park providing green space and recreational facilities for residents.
Data retrieved from US Census Bureau QuickFacts and Data.census.gov profiles.
applies when — Applies to residential parcels created as condominiums on or after January 1, 2009.
Governs the creation, management, and operation of condominium associations, including unit owner rights, common element maintenance, and assessment authority.
Tennessee Code Annotated, Title 66, Chapter 27.
applies when — Applies to residential parcels governed by a homeowners' association or declaration of covenants.
Imposes specific constraints on associations, including: vested rights for owners to maintain long-term rentals if covenants are amended, prohibition on foreclosure for failure to pay special assessments for nonessential amenities, and requirements for fidelity bonds.
Tennessee Code Annotated, Title 66, Chapter 27, Parts 6-10.
applies when — Applies to residential parcels encumbered by a deed of trust or mortgage containing a power of sale clause.
Allows for non-judicial foreclosure. Requires public notice at least 20 days in advance of the sale, published in a newspaper in the county and/or posted on the secretary of state's website. The trustee must be a licensed Tennessee attorney.
Tennessee Code Annotated, Title 35, Chapter 5; amended by HB1355 (2023) and HB1155 (2011).
Property is assessed at a percentage of its fair market value: 25% for residential property. The tax amount is calculated by multiplying the assessed value by the local tax rate (per $100 of assessed value).
Tennessee Code Annotated, Title 67, Chapter 5; assessments are based on status as of January 1 annually.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.