LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Dubuque, Iowa sells for about $204,800, or $168 per square foot.

Prices are up +6.1% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $946 a month.

Monthly price momentum

Home values since 2015

+1.5%

IA · past 12 months

IA 180.8USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Dubuque, Iowa

city-limits scoped researchrefreshed Oct 15, 2026, 12:20 PMnext refresh due Nov 14, 2026
Market sentiment: cautiously optimistic

The Dubuque housing market shows steady appreciation and low inventory, driven by a stable local economy and consistent demand. While price growth is modest, the market remains highly affordable relative to national averages. Current conditions reflect a balanced environment for both buyers and long-term investors.

No ARED county foreclosure postings attributed to Dubuque yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · Dubuque← Iowa state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 81 km²Water area · 2.8 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$204,800
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$168
Median days on market
45
Active listings
285
Listings with price cuts
12%
Median price change YoY
+6.1%
Closed sales (monthly)
115
Months of supply
3.2
Sale-to-list ratio
98.5%
Median asking rent
$946/mo
Population
59,174
Median household income
$65,845
Avg effective property tax rate
1.35%
Distress filings (ledger)
0
Deterministic roll-up
3 of 3 ZIP reports contributed
Median sale price
$293,868
Median price / sq ft
$131
Median days on market
34
Active listings
1,026
Listings with price cuts
0.6%
Median price change YoY
+6.3%
Closed sales (monthly)
510
Months of supply
0.1
Sale-to-list ratio
65.5%
Median asking rent
$979/mo
Population
73,902
Median household income
$83,862

Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
82
Growth/100

Median prices moved up 6.3% year over year.

91
Liquidity/100

Homes spend a median of 34 days on market with 0.1 months of supply — a fast-moving market.

50
Momentum/100

1% of listings have cut prices · homes sell at 65.5% of asking — demand is holding steady.

86
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.9% · poverty 12.7% — a stable, low-distress profile.

Major amenities · Dubuque, Iowa
Theme, amusement & water parks
1 · 24 mi
Entertainment venues, stadiums & amphitheaters
10 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
16 · 24 mi
Parks, trails & nature
16 · 16 mi
Lakes, marinas & beaches
4 · 24 mi
Golf
7 · 16 mi
Shopping & dining districts
9 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Eagle Point Park
Park

A sprawling 164-acre park overlooking the Mississippi River, offering scenic vistas and extensive picnic facilities. It serves as a primary recreational anchor for the city.

Dubuque Arboretum & Botanical Gardens
Garden

A large, free-admission botanical space featuring diverse gardens and educational programs. It is a major cultural attraction that enhances local property appeal.

Port of Dubuque
District

A revitalized riverfront area featuring museums, dining, and entertainment venues. It is the focal point of recent economic development and tourism.

On the horizon · announced & under construction
Port of Dubuque ExpansionMixed-useOngoingMulti-phase development aimed at increasing commercial and recreational capacity along the riverfront.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Dubuque is well-suited for families and professionals seeking an affordable, stable Midwestern lifestyle with access to riverfront recreation. It appeals to those prioritizing community stability and lower cost-of-living compared to larger metropolitan hubs.

Schools & education

The city is served by the Dubuque Community School District, which is recognized for a broad range of academic and extracurricular programming. Schools generally meet state performance standards, with ongoing investments in facility modernization and vocational training pathways.

Transportation & infrastructure

The city is served by U.S. Highways 20, 61, and 151, providing regional connectivity. Local transit is managed by the Jule, providing bus service throughout the city.

Recreation & amenities

Dubuque offers a robust amenity base centered on its Mississippi River location, including extensive riverfront parks and trails. The city features significant cultural assets like the Dubuque Arboretum and various historic districts that support high quality-of-life ratings.

Rental market

The rental market is characterized by steady demand driven by the local university population and workforce. Vacancy rates remain low, and rent growth has tracked modestly with regional inflation, with limited short-term rental saturation.

Economy & momentum
Economy & employers

The economy is anchored by major employers in manufacturing, healthcare, and education, including John Deere and MercyOne. The city maintains a stable industry mix with a focus on regional service and industrial production.

Growth & development

Dubuque maintains a diverse economic base anchored by manufacturing, healthcare, and education sectors. Recent development momentum is focused on the Port of Dubuque revitalization and downtown infrastructure improvements to attract corporate investment.

Development pipeline

Current planning efforts focus on downtown revitalization and the continued development of the Port of Dubuque area. Infrastructure projects prioritize utility upgrades and road improvements.

Special districts

Parcels are subject to city and county property taxes, with additional levies for the Dubuque Community School District and local community college services.

Risk & carrying cost
Crime & safety

Dubuque reports crime rates generally consistent with regional averages for mid-sized Midwestern cities. Local law enforcement maintains active community policing initiatives to address property and nuisance crimes. Trends remain stable relative to historical benchmarks.

Environmental & hazard

The city faces moderate flood risk along the Mississippi River corridor, managed by established levee systems and municipal zoning. Standard wind and severe weather risks are typical for the Upper Midwest, with insurance markets remaining stable.

Insurance & hazard market

Property insurance markets are stable, with premiums reflecting standard Midwestern risk profiles for wind and storm damage.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2015201620172018201920202021202220232024202520272029$140,000$175,000$210,000$245,000$280,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this city's residential parcels

2015201620172018201920202021202220232024202520272029$2,400$2,700$3,000$3,300$3,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Dubuque city, Iowa
Population
59,174
Median age
38.1 yrs
Owner-occupancy
65.8%
Median home value
$204,800
Median gross rent
$946
Median household income
$65,845
Median year built
1965
Vacancy rate
6%
Renter share
34.2%
Owner cost burden
18.5%
Renter cost burden
42.1%
Population change
-0.2%
Work-from-home share
12.5%
Mean commute
18.2 min
Bachelor's or higher
34%
Unemployment
2.9%
Poverty rate
12.7%
Avg household size
2.1
White
85.3%
Black or African American
4.1%
Hispanic or Latino
3%
Asian
1.5%
Other
6.1%

Data retrieved from U.S. Census Bureau QuickFacts and ACS 5-year tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Dubuque Senior High SchoolHighBDubuque Community School DistrictA primary high school serving the city with a comprehensive curriculum.
Hempstead High SchoolHighBDubuque Community School DistrictThe district's other major high school, offering diverse academic and athletic programs.
Jefferson Middle SchoolMiddleB-Dubuque Community School DistrictServes a significant portion of the city's middle school population.
School districts
Dubuque Community School DistrictBThe primary district serving the city, managing 19 schools with a focus on academic growth and facility improvement.
Utilities & services
ElectricityAlliant EnergyPrimary provider for the city.
Natural GasBlack Hills EnergyPrimary provider for the city.
Water/SewerCity of DubuqueMunicipal utility service.
Major employers & industries
John DeereManufacturingMajor regional employer.
MercyOneHealthcareSignificant regional healthcare provider.
UnityPoint HealthHealthcareMajor regional healthcare provider.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city3 ZIP reports · 3 researched
Sources · 5 cited