LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Cambridge, Massachusetts sells for about $1,300,000, or $907 per square foot.

Prices are up +9.1% from a year ago, so sellers still have some momentum. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $3,900 a month.

Monthly price momentum

Home values since 2015

+2.5%

MA · past 12 months

MA 206.4USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Cambridge, Massachusetts

city-limits scoped researchrefreshed Oct 22, 2026, 4:02 PM3 refresh cycles retainednext refresh due Nov 21, 2026
Market sentiment: optimistic

The Cambridge housing market remains highly competitive with a median sale price of $1.3M, reflecting a 9.1% year-over-year increase. Demand is driven by the city's robust institutional and biotech employment base, keeping inventory tight and days on market low. While some segments show price fluctuations, the overall market maintains strong long-term investment appeal.

No ARED county foreclosure postings attributed to Cambridge yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).

County & ZIP intel reports · Cambridge← Massachusetts state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 16.6 km²Water area · 1.8 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$1,300,000
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$907
Median days on market
28
Active listings
57,127
Median price change YoY
+9.1%
Months of supply
3.36
Median asking rent
$3,900/mo
Population
118,403
Median household income
$143,108
Avg effective property tax rate
0.667%
Distress filings (ledger)
0
Deterministic roll-up
5 of 5 ZIP reports contributed
Median sale price
$1,024,046
Median price / sq ft
$957
Median days on market
74.9
Active listings
696
Listings with price cuts
22.77%
Median price change YoY
+0.16%
Closed sales (monthly)
361
Months of supply
2.54
Sale-to-list ratio
98.96%
Median asking rent
$3,635/mo
Population
119,523
Median household income
$135,255

Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
51
Growth/100

Median prices moved up 0.2% year over year.

63
Liquidity/100

Homes spend a median of 75 days on market with 2.5 months of supply — a fast-moving market.

68
Momentum/100

23% of listings have cut prices · homes sell at 98.96% of asking — demand is running ahead of supply.

85
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 12.5% — a stable, low-distress profile.

Major amenities · Cambridge, Massachusetts
Theme, amusement & water parks
19 · 24 mi
Entertainment venues, stadiums & amphitheaters
13 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
20+ · 24 mi
Parks, trails & nature
19 · 16 mi
Lakes, marinas & beaches
10 · 24 mi
Shopping & dining districts
11 · 16 mi
Airports
4 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions4 retained amenities · 2 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Harvard Square
Shopping/Dining District

A historic commercial hub surrounding Harvard University, serving as a major cultural and retail anchor for the city.

Kendall Square
Innovation District

A global center for biotechnology and technology, driving significant economic activity and housing demand.

Fresh Pond Reservation
Park/Nature Reserve

A large municipal water supply and recreational area offering trails and green space for residents.

Museum of Science
Museum

A major regional science museum located on the Charles River, serving as a significant educational and tourist attraction.

On the horizon · announced & under construction
Cambridge CrossingMixed-useUnder constructionA large-scale development project integrating residential, office, and retail space to expand the city's innovation footprint.
Kendall Square RedevelopmentMixed-useOngoingContinuous expansion of laboratory and office space to support the city's anchor biotech industry.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Cambridge is ideal for academic professionals, biotech workers, and long-term investors seeking exposure to a stable, high-demand institutional market. It is less suited for budget-conscious buyers due to the high barrier to entry and competitive, low-inventory environment.

Rental market

The rental market is characterized by high demand driven by institutional presence, with market-rate rents for 2-bedroom units at $3,400 and 3-bedroom units at $3,900. The market is distinct from university-controlled and affordable housing stock.

Economy & momentum
Economy & employers

The economy is anchored by world-class academic institutions and a dominant biotechnology and life sciences sector, particularly in Kendall Square. This institutional base provides consistent employment and housing demand.

Risk & carrying cost
Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Massachusetts) — Massachusetts Local Property Tax: Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.

Discovery profileACS 2024 1-Year Estimates
Census profile · Cambridge city, Massachusetts
Population
118,403
Median age
30.8 yrs
Owner-occupancy
33.5%
Median home value
$985,000
Median gross rent
$2,800
Median household income
$143,108
Median year built
1950
Vacancy rate
6.2%
Renter share
66.5%
Owner cost burden
25.4%
Renter cost burden
38.2%
Population change
-0.5%
Work-from-home share
35.2%
Mean commute
24.5 min
Bachelor's or higher
82.1%
Unemployment
3.1%
Poverty rate
12.5%
Avg household size
2.1
White
63.2%
Asian
17.5%
Black or African American
10.2%
Hispanic or Latino
7.8%
Other
1.3%

Data retrieved from data.census.gov; figures represent city-level place estimates.

Public schools with an address here · 0

The federal school roster could not be retrieved on the last refresh — no list is shown rather than an unverified one. Source: NCES EDGE public school locations 2023-24.

School districts
Cambridge Public SchoolsNot determinableThe district serves the entire city and is organized around the city's municipal boundaries.
Major employers & industries
Harvard UniversityEducationMajor anchor institution
Massachusetts Institute of Technology (MIT)Education/ResearchMajor anchor institution
BiogenBiotechnologyMajor corporate employer
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city5 ZIP reports · 5 researched
Sources · 5 cited