The story of this market
The typical home in Ramsey, Minnesota sells for about $325,000, or $215 per square foot.
Prices are roughly flat from a year ago (+0.02%), a market in balance. Homes take about 20 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,650 a month.
Monthly price momentum
Home values since 2015
+1.5%
MN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Ramsey, Minnesota
The Ramsey housing market shows resilience with stable pricing and moderate inventory levels. Demand remains supported by the city's appeal to families and commuters, though high interest rates continue to influence buyer activity. Overall, the market is balanced with steady, albeit slow, growth.
No ARED county foreclosure postings attributed to Ramsey yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price diverges 15.5% from the nearest retained anchor (prior refresh cycle) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Median prices moved up 0.0% year over year.
Homes spend a median of 20 days on market with 2.5 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 99.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.5% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A large regional park offering extensive hiking trails, river access, and picnic areas, serving as a major natural amenity for the city.
A championship-style golf course that provides significant recreational value and contributes to the local property appeal.
Ramsey is an ideal fit for family buyers seeking suburban space and quality schools, as well as commuters who value access to the Northstar rail line. The city's mix of newer housing stock and recreational amenities makes it attractive to those looking for a balanced lifestyle outside the urban core.
The city is served by the Anoka-Hennepin School District, which is highly regarded for its comprehensive academic programs and extracurricular offerings. Schools in the area consistently meet state performance standards, contributing to the city's appeal for families.
The city is served by major highway corridors including Highway 10 and U.S. 169, with the Northstar Commuter Rail providing direct access to Minneapolis.
Ramsey offers an extensive park system, including the Rum River Central Regional Park, which provides trails, fishing, and natural areas. The city also features several community sports complexes and golf courses that serve as central hubs for local recreation.
The rental market in Ramsey is characterized by moderate vacancy rates and steady rent growth, driven by demand from commuters and young families. There is a limited but growing presence of professionally managed multi-family communities.
The local economy is supported by a mix of retail, light manufacturing, and service-sector employers. Proximity to the broader Twin Cities metro area allows for a diverse employment base for residents.
Ramsey is experiencing steady growth driven by its expansion as a residential hub for the northwest metro, supported by ongoing infrastructure improvements. Major employers in the region include healthcare providers and manufacturing firms, with significant retail development along the Highway 10 corridor.
Development is focused on expanding residential capacity and improving commercial infrastructure along major transit routes.
Parcels are subject to Anoka-Hennepin School District levies and various municipal utility districts for water and sewer services.
Ramsey city maintains a relatively low crime rate compared to the broader Twin Cities metropolitan area, with property crime being the primary concern. Local law enforcement emphasizes community-oriented policing to maintain safety in residential neighborhoods.
The area faces standard Midwestern climate risks, including severe thunderstorms and winter weather, with minimal flood risk outside of designated zones. Property insurance markets remain stable, though premiums reflect regional trends in weather-related claims.
Property insurance remains stable, with premiums reflecting regional weather risks typical of the Upper Midwest.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Minnesota) — Condominium Unit Taxation: Each unit constitutes a separate parcel for tax purposes. If a declaration is recorded at least 30 days before a tax installment is due, the taxing authority must split the taxes among the units. State (Minnesota) — Minnesota General Property Tax Classification System: Property tax is calculated by applying a class rate to the parcel's estimated market value to determine tax capacity, then multiplying by the local tax rate. For residential homesteads (Class 1a), the rate is 1.00% for the first $500,000 of market value and 1.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this city's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from data.census.gov using place-level profiles for Ramsey city, Minnesota.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
County linkage populates as this city's member ZIP reports roster beneath it.
No ZIP intel reports rostered under this city yet — property dossiers roll up through the ZIP tier, so the chain populates as the county refreshes discover them.