LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Columbia, Missouri sells for about $339,775, or $175 per square foot.

Prices are down 2.9% from a year ago, which gives buyers more room to negotiate. Homes take about 27 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,600 a month.

Monthly price momentum

Home values since 2015

+3.7%

MO · past 12 months

MO 213.3USA 208.1
20152017201920212023202595130165218.6

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Columbia, Missouri

city-limits scoped researchrefreshed Oct 16, 2026, 12:05 PM2 refresh cycles retainednext refresh due Nov 15, 2026
Market sentiment: cautiously optimistic

The Columbia housing market is showing signs of stabilization with a slight year-over-year price adjustment, reflecting a cooling trend compared to previous high-growth periods. Demand remains steady, supported by the university and healthcare sectors, though inventory levels are beginning to normalize. The market is currently characterized by competitive conditions for well-priced homes, while buyers are exercising more caution in their purchasing decisions.

No ARED county foreclosure postings attributed to Columbia yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2026) (within 12.5%).

County & ZIP intel reports · Columbia← Missouri state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 175.9 km²Water area · 0.7 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$339,775
Corroborated · 1 anchor · 0.1% off nearest
Median price / sq ft
$175
Median days on market
27
Active listings
680
Listings with price cuts
3.7%
Median price change YoY
-2.9%
Closed sales (monthly)
218
Months of supply
2.4
Sale-to-list ratio
100%
Median asking rent
$1,600/mo
Population
128,555
Median household income
$65,000
Avg effective property tax rate
0.95%
Distress filings (ledger)
0
Deterministic roll-up
5 of 5 ZIP reports contributed
Median sale price
$361,354
Median price / sq ft
$129
Median days on market
38.23
Active listings
2,765
Listings with price cuts
29.84%
Median price change YoY
+7.04%
Closed sales (monthly)
1,163
Months of supply
7.71
Sale-to-list ratio
99.2%
Median asking rent
$1,161/mo
Population
287,246
Median household income
$65,125

Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
85
Growth/100

Median prices moved up 7.0% year over year.

51
Liquidity/100

Homes spend a median of 38 days on market with 7.7 months of supply — a balanced-paced market.

63
Momentum/100

30% of listings have cut prices · homes sell at 99.2% of asking — demand is running ahead of supply.

80
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 16.5% — a stable, low-distress profile.

Major amenities · Columbia, Missouri
Theme, amusement & water parks
4 · 24 mi
Entertainment venues, stadiums & amphitheaters
13 · 24 mi
Shopping & dining districts
13 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions5 retained amenities · 2 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
University of Missouri
Education/Anchor

The flagship university of the state, serving as the primary economic and cultural driver for the city.

Rock Bridge Memorial State Park
Park

A large state park offering extensive hiking trails and cave systems, highly valued for outdoor recreation.

MKT Nature and Fitness Trail
Trail

A major regional trail system that connects various parts of the city, popular for cycling and walking.

Cosmo Park
Park

One of the largest parks in the city, featuring extensive sports facilities and community event spaces.

Columbia Mall
Shopping

The primary regional shopping destination, serving as a central hub for retail and dining.

On the horizon · announced & under construction
Southwest Columbia Infrastructure ExpansionInfrastructureUnder ConstructionOngoing road and utility upgrades to support new residential and commercial growth in the southwest quadrant.
Northern Columbia Residential ExpansionResidentialApprovedLarge-scale residential development projects aimed at increasing housing inventory in the northern part of the city.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Columbia is an ideal fit for families seeking stable school districts, university employees, and investors looking for consistent rental demand. The city's blend of urban amenities and suburban residential options makes it attractive to both long-term residents and those relocating for the regional education and healthcare sectors.

Schools & education

The city is served by the Columbia Public Schools district, which is the primary educational provider for the area. Schools are generally characterized by a mix of high-performing magnet programs and standard neighborhood schools, with significant community support and integration with local university resources.

Transportation & infrastructure

The city is served by a network of major highways including I-70 and US-63, facilitating regional connectivity. Local transit is provided by Go COMO, which operates bus routes throughout the city.

Recreation & amenities

Columbia offers an extensive park system, including the popular MKT Nature and Fitness Trail and Rock Bridge Memorial State Park. The city provides a robust amenity base with numerous community centers, golf courses, and a vibrant downtown shopping and dining district.

Rental market

The rental market is characterized by high demand due to the large student population and university-affiliated workforce. Vacancy rates remain relatively low, and rent trajectories have shown consistent growth, with a mix of traditional multi-family complexes and single-family investor properties.

Economy & momentum
Economy & employers

Columbia's economy is anchored by the University of Missouri, the healthcare sector, and state government. The industry mix is stable, with significant employment concentration in education, research, and medical services.

Growth & development

Columbia serves as a major regional hub for education, healthcare, and government, anchored by the University of Missouri. Infrastructure expansion is ongoing to support residential growth in the southern and western corridors, maintaining steady economic momentum.

Development pipeline

The city is currently focused on infrastructure improvements in the southwest and residential expansion in the north to accommodate population growth. Development projects are largely aimed at balancing housing supply with the needs of the university-affiliated population.

Special districts

Parcels in Columbia are subject to various special districts, including school districts, fire protection districts, and library districts, which are integrated into the property tax assessment.

Risk & carrying cost
Crime & safety

Columbia experiences crime rates that are generally higher than the Missouri state average, primarily driven by property crime in urbanized areas. Local law enforcement actively monitors trends, and safety remains a focal point for city planning and neighborhood development initiatives.

Environmental & hazard

The area faces moderate risks related to severe weather, including thunderstorms and occasional high winds. Flood risks are localized to specific low-lying areas near regional creeks, and property insurance markets remain stable with standard coverage requirements for homeowners.

Insurance & hazard market

The property insurance market in Columbia is stable, with standard coverage options available for homeowners, though premiums are influenced by regional severe weather risks.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Missouri) — Occupancy Law Property Tax Proration: Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster. State (Missouri) — Residential Property Tax Assessment: Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2016201720182019202020212022202320242025202620282030$160,000$240,000$320,000$400,000$480,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this city's residential parcels

2016201720182019202020212022202320242025202620282030$1,650$2,200$2,750$3,300$3,850

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2023 5-year estimates
Census profile · Columbia city, Missouri
Population
128,555
Median age
28.5 yrs
Owner-occupancy
42.1%
Median home value
$245,000
Median gross rent
$1,050
Median household income
$65,000
Median year built
1988
Vacancy rate
6.2%
Renter share
57.9%
Owner cost burden
18.5%
Renter cost burden
45.2%
Population change
+0.8%
Net migration
1,200
Work-from-home share
15.2%
Mean commute
18.5 min
Bachelor's or higher
52.1%
Unemployment
3.2%
Poverty rate
16.5%
Avg household size
2.3
White
75.2%
Black or African American
10.8%
Asian
5.4%
Hispanic or Latino
4.2%
Other
4.4%

Data retrieved from data.census.gov for Columbia city, Missouri.

Public schools with an address here · 0

The federal school roster could not be retrieved on the last refresh — no list is shown rather than an unverified one. Source: NCES EDGE public school locations 2023-24.

School districts
Columbia Public SchoolsAccreditedThe primary district serving the city, managing a large network of schools with a focus on comprehensive education.
Utilities & services
ElectricColumbia Water & LightMunicipal provider serving the majority of the city.
WaterColumbia Water & LightMunicipal provider.
Natural GasSpireRegional provider.
InternetSocket/MediacomPrimary broadband providers in the area.
Major employers & industries
University of MissouriEducationLargest employer in the region.
MU Health CareHealthcareMajor regional medical provider.
Columbia Public SchoolsEducationSignificant local employer.
City of ColumbiaGovernmentMajor municipal employer.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city5 ZIP reports · 5 researched
Sources · 6 cited