LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Lubbock, Texas sells for about $245,000, or $145 per square foot.

Prices are down 1.98% from a year ago, which gives buyers more room to negotiate. Homes take about 44 days to sell. HUD's fair market rent for a two-bedroom is $1,400 a month.

Monthly price momentum

Home values since 2015

+1.1%

TX · past 12 months

TX 194USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Lubbock, Texas

city-limits scoped researchrefreshed Oct 11, 2026, 4:31 AM3 refresh cycles retainednext refresh due Nov 10, 2026
Market sentiment: cautiously optimistic

The Lubbock housing market is showing signs of stabilization after a period of rapid growth, with inventory levels rising and price appreciation cooling. While the market remains accessible compared to larger Texas metros, the soft rental sector and high interest rates are tempering buyer enthusiasm. Overall, the city's strong institutional anchors continue to provide a solid foundation for long-term demand.

9 verified foreclosure posting(s) on the ARED county ledger attributed to Lubbock across its counties. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).

County & ZIP intel reports · Lubbock← Texas state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 370.9 km²Water area · 3.4 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$245,000
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$145
Median days on market
44
Active listings
3,400
Listings with price cuts
25%
Median price change YoY
-1.98%
Closed sales (monthly)
450
Months of supply
6.2
Sale-to-list ratio
97.5%
Median asking rent
$1,400/mo
Population
276,107
Median household income
$60,895
Avg effective property tax rate
1.85%
Distress filings (ledger)
9
Deterministic roll-up
14 of 14 ZIP reports contributed
Median sale price
$221,468
Median price / sq ft
$121
Median days on market
52.77
Active listings
18,032
Listings with price cuts
13.3%
Median price change YoY
+0.71%
Closed sales (monthly)
6,292
Months of supply
3.67
Sale-to-list ratio
97.21%
Median asking rent
$1,204/mo
Population
531,192
Median household income
$47,821

Deterministic aggregate of 14 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
66
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
54
Growth/100

Median prices moved up 0.7% year over year.

67
Liquidity/100

Homes spend a median of 53 days on market with 3.7 months of supply — a fast-moving market.

70
Momentum/100

13% of listings have cut prices · homes sell at 97.21% of asking — demand is running ahead of supply.

73
Safety & stability/100

9 foreclosure-ledger notices — 0.3 per 10,000 residents · unemployment 4.2% · poverty 18.9% — a stable, low-distress profile.

Major amenities · Lubbock, Texas
Theme, amusement & water parks
10 · 24 mi
Entertainment venues, stadiums & amphitheaters
16 · 24 mi
Museums, galleries & history
16 · 24 mi
Parks, trails & nature
19 · 16 mi
Shopping & dining districts
12 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions4 retained amenities · 2 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Texas Tech University
Education/Culture

A major research university that serves as the city's primary economic and cultural anchor, hosting sports events and academic programs.

Mackenzie Park
Park

One of the city's largest parks, featuring trails, picnic areas, and the Joyland Amusement Park site, serving as a central hub for outdoor recreation.

South Plains Mall
Retail

The primary regional shopping destination, housing major retailers and dining options that serve the entire South Plains area.

Lubbock Memorial Arboretum
Nature

A public garden and educational space that provides residents with a quiet, natural retreat and botanical learning opportunities.

On the horizon · announced & under construction
Downtown Revitalization InitiativeMixed-UseOngoingA multi-phase project aimed at restoring historic buildings and adding new residential and commercial space to the city center.
Lubbock Business Park ExpansionCommercialUnder ConstructionAn expansion of the existing business park to attract new industrial and corporate tenants to the region.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Lubbock is an ideal fit for families seeking affordability, university employees, and students, as well as investors looking for steady rental demand. The city offers a balanced lifestyle with a low cost of living, making it attractive for those who prioritize value and community access.

Schools & education

The city is primarily served by Lubbock ISD, which offers a diverse range of educational programs including magnet schools and specialized career academies. School quality varies by neighborhood, with several campuses receiving high marks for academic performance and extracurricular engagement.

Transportation & infrastructure

The city is served by a network of highways, including Loop 289 and the Marsha Sharp Freeway, which facilitate efficient cross-town travel. Public transit is provided by Citibus, though the city remains heavily reliant on personal vehicle transportation.

Recreation & amenities

Lubbock offers a variety of recreational amenities, including the extensive park system, the Lubbock Memorial Arboretum, and numerous golf courses. The city's cultural scene is anchored by Texas Tech University, providing residents with access to museums, sports venues, and performing arts.

Rental market

The rental market in Lubbock is currently characterized by soft conditions, with vacancy rates elevated due to a steady supply of new multi-family units. Rent growth has stabilized as landlords compete for tenants in a market with significant inventory depth.

Economy & momentum
Economy & employers

Lubbock's economy is anchored by education, healthcare, and agriculture, with Texas Tech University serving as the largest employer. The city maintains a stable economic base with ongoing efforts to diversify into technology and manufacturing sectors.

Growth & development

Lubbock serves as the economic and medical hub for the South Plains, with significant momentum driven by Texas Tech University and a robust healthcare sector. Infrastructure expansion, particularly along the outer loops, continues to support new residential and commercial development.

Development pipeline

Development is currently focused on the expansion of the Milwaukee Avenue corridor and continued revitalization efforts in the downtown district. These projects aim to increase housing density and commercial activity in key growth areas.

Special districts

Parcels in Lubbock are subject to various special districts, including school districts, hospital districts, and municipal utility districts that provide essential services and infrastructure funding.

Risk & carrying cost
Crime & safety

Lubbock experiences crime rates that are generally higher than the national average, with property crime being the most prevalent concern. Local law enforcement continues to focus on community-based policing strategies to address these trends.

Environmental & hazard

The region is prone to severe weather events, including high winds, occasional hail, and dust storms, which influence local building codes and insurance premiums. Flood risk is generally low due to the flat topography of the Llano Estacado, though localized drainage issues can occur.

Insurance & hazard market

Property insurance premiums in Lubbock are influenced by the region's exposure to severe weather, including wind and hail, leading to higher-than-average costs for homeowners.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00).

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2015201620172018201920202021202220232024202520272029$120,000$180,000$240,000$300,000$360,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this city's residential parcels

2015201620172018201920202021202220232024202520272029$2,250$3,000$3,750$4,500$5,250

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Lubbock city, Texas
Population
276,107
Median age
30.5 yrs
Owner-occupancy
48.5%
Median home value
$152,800
Median gross rent
$976
Median household income
$60,895
Median year built
1978
Vacancy rate
10.6%
Renter share
51.5%
Owner cost burden
22%
Renter cost burden
45%
Population change
+6.99%
Work-from-home share
8.5%
Mean commute
17.5 min
Bachelor's or higher
32%
Unemployment
4.2%
Poverty rate
18.9%
Avg household size
2.45
White
45%
Hispanic
38%
Black
8%
Other
9%

Data retrieved from data.census.gov and Census Reporter profiles.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Lubbock High SchoolHighBLubbock ISDA historic campus known for its strong academic programs and diverse student body.
Coronado High SchoolHighBLubbock ISDOffers a wide range of advanced placement courses and extracurricular activities.
Talkington School for Young Women LeadersMiddle/HighALubbock ISDA specialized magnet school focused on leadership and academic excellence.
School districts
Lubbock ISDBThe largest district in the city, serving a broad range of neighborhoods with a focus on comprehensive education and career readiness.
Lubbock-Cooper ISDAA rapidly growing district serving the southern portion of the city, known for high academic performance and modern facilities.
Utilities & services
ElectricityLubbock Power and Light / Competitive ProvidersTransitioning to a competitive market under ERCOT.
Water/SewerCity of LubbockMunicipal service provider.
Natural GasAtmos EnergyPrimary regional provider.
InternetSuddenlink / AT&TMajor broadband providers in the area.
Major employers & industries
Texas Tech UniversityEducationLargest employer in the region.
Covenant HealthHealthcareMajor regional medical provider.
University Medical CenterHealthcareSignificant regional employer and teaching hospital.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city14 ZIP reports · 14 researched
Sources · 7 cited