LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Waterbury, Vermont sells for about $325,000, or $240 per square foot.

Prices are down 40% from a year ago, which gives buyers more room to negotiate. Homes take about 20 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,083 a month.

Monthly price momentum

Home values since 2015

+2.6%

VT · past 12 months

VT 212.7USA 208.1
20152017201920212023202595130165217.7

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Waterbury, Vermont

city-limits scoped researchrefreshed Oct 23, 2026, 12:19 AMnext refresh due Nov 22, 2026
Market sentiment: cautious

Waterbury's housing market is currently experiencing significant volatility, with a sharp year-over-year decline in median sale prices and low inventory levels. The market is described as somewhat competitive, though the limited number of closed sales suggests a cautious environment for both buyers and sellers. Recent development activity, such as the new Marsh House Apartments, highlights a local focus on addressing housing affordability.

No ARED county foreclosure postings attributed to Waterbury yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · Waterbury← Vermont state intel
Latest readings
Median sale price
$325,000
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$240
Median days on market
20
Active listings
23
Median price change YoY
-40%
Closed sales (monthly)
3
Sale-to-list ratio
98.7%
Median asking rent
$1,083/mo
Population
5,405
Median household income
$103,917
Distress filings (ledger)
0
Deterministic roll-up
1 of 1 ZIP reports contributed
Median sale price
$1,590,000
Median price / sq ft
$571
Median days on market
108
Active listings
115
Median price change YoY
+63.08%
Closed sales (monthly)
16
Sale-to-list ratio
97%
Median asking rent
$998/mo
Population
5,032
Median household income
$92,773

Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
68
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 63.1% year over year.

11
Liquidity/100

Homes spend a median of 108 days on market with 0.0 months of supply — a slower-moving market.

80
Momentum/100

0% of listings have cut prices · homes sell at 97% of asking — demand is running ahead of supply.

82
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 13.7% — a stable, low-distress profile.

Amenities & attractions1 retained amenity · 1 development on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Stowe Mountain Resort
Ski Resort

A premier destination for skiing and outdoor recreation located in close proximity to Waterbury, significantly influencing local tourism and property demand.

On the horizon · announced & under construction
Marsh House ApartmentsResidentialCompletedA 26-unit mixed-income affordable housing complex in downtown Waterbury that opened in June 2026.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Waterbury is well-suited for outdoor enthusiasts, families seeking a community-oriented lifestyle, and professionals working in the central Vermont corridor who value proximity to both nature and regional employment hubs.

Schools & education

Waterbury is served by the Harwood Unified Union School District, which generally maintains a positive reputation for academic performance within the Vermont public school system.

Transportation & infrastructure

Waterbury is positioned along major regional transit corridors, providing access to the broader Washington County area and central Vermont employment centers.

Recreation & amenities

Waterbury serves as a gateway to the Green Mountains, offering extensive access to hiking, skiing, and outdoor recreation, with proximity to major resorts like Stowe.

Rental market

The rental market is characterized by tight supply, with recent additions like the 26-unit Marsh House Apartments aiming to address local affordability pressures.

Economy & momentum
Economy & employers

The economy is anchored by government services, tourism, and local retail, with momentum supported by ongoing efforts to revitalize the downtown core.

Growth & development

Economic momentum is driven by local development initiatives, such as the recent completion of the Marsh House Apartments, and the town's role as a hub for central Vermont government and tourism-related services.

Development pipeline

Development focus remains on infill projects and affordable housing, particularly in the downtown utility district, following historical flood-mitigation efforts.

Special districts

The town utilizes specific downtown utility districts to manage infrastructure and development, particularly in areas prone to historical flooding.

Risk & carrying cost
Environmental & hazard

Waterbury has a significant history of flood risk, most notably from Tropical Storm Irene in 2011, which led to the demolition of municipal infrastructure and ongoing strict land-use planning in downtown areas.

Insurance & hazard market

Property insurance in Waterbury is heavily influenced by the town's historical flood risk, which necessitates careful consideration of hazard coverage for residential parcels.

Taxation

Property taxes in Waterbury are assessed at the town level, with rates determined by municipal budgets and state-wide education funding formulas; special utility districts exist for downtown infrastructure.

Discovery profileACS 2024 5-year estimates
Census profile · Waterbury town, Washington County, VT
Population
5,405
Median home value
$447,200
Median household income
$103,917
Poverty rate
13.71%
White
94.75%
Two or more races
5.19%

Data retrieved from Census Reporter and ACS profiles.

Public schools with an address here · 0

No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.

School districts
Harwood Unified Union School DistrictN/AThe primary district serving Waterbury, covering a broad area of the central Vermont region.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city1 ZIP report · 1 researched
Sources · 10 cited