LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 04284 sells for about $378,597, or $205 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 82 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $983 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 04284 — Wayne

Kennebec County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The housing market in 04284 remains tight with low inventory and steady demand, keeping prices elevated relative to historical norms. Growth is limited by the rural nature of the area, but the influx of remote workers and interest in lake-front properties continues to support market values. The market is currently balanced, favoring sellers due to the scarcity of available listings.

Who this ZIP fits

This ZIP is ideal for families and retirees seeking a quiet, rural lifestyle with strong community ties and lake access. It is less suitable for those requiring proximity to urban employment centers or public transit.

Parent geography
Wayne · no city intel reportAndroscoggin County →Maine state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 47.7 km²Water area · 16.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$378,597
+4.2% year over year
Corroborated · 1 anchor · 1.7% off nearest
Days on market
82 days
Active listings
14
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

38
Liquidity/100

Homes spend a median of 82 days on market with 6.5 months of supply — a balanced-paced market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.3% · poverty 7.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$180,000$270,000$360,000$450,000$540,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,550$3,400$4,250$5,100$5,950

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+15 people

net influx — more people moved in than out

Population base
1,101

ZCTA 04284, Wayne, Maine

Area context
Crime & safety

Crime rates in Wayne are significantly lower than both the Maine and national averages, with property and violent crime incidents being rare. The area is considered very safe, consistent with the rural character of Kennebec County.

Schools & education

Public schools serving the area are part of the local regional school unit, generally characterized by small class sizes and community-focused instruction. Performance metrics are typically consistent with state averages for rural Maine districts.

Environmental & hazard

The area faces moderate risks related to winter weather and seasonal flooding near the Androscoggin Lake and Pocasset Lake systems. Property insurance remains stable but is sensitive to wildfire risk management in heavily forested zones.

Growth & development

Economic momentum is driven by small-scale local businesses, tourism, and remote work, with limited large-scale industrial development. Infrastructure is primarily focused on maintaining rural road networks and lake-front environmental preservation.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maine) — Maine Resident Homestead Property Tax Exemption: Provides a reduction in the valuation of the homestead for property tax purposes. The exemption amount is set by state statute (currently $25,000 of the just value of the property). The formula is: (Just Value - Homestead Exemption) * Local Tax Rate = Tax Due.

Transportation & commute

Commuting is primarily car-dependent, with residents typically driving 20-30 minutes to reach employment hubs in Augusta or Lewiston/Auburn. Public transit options are not available in this rural ZIP code.

Recreation & amenities

The area is defined by its access to Androscoggin Lake and Pocasset Lake, offering extensive boating, fishing, and swimming opportunities. Local amenities include small-town parks, hiking trails, and a quiet, rural shopping environment.

Rental market

The rental market is characterized by low inventory and high demand for seasonal or long-term residential housing. Vacancy pressure is low, and there is a notable presence of short-term vacation rentals due to the lake-front geography.

Economy & employers

The local economy is primarily service-oriented, supported by tourism, agriculture, and small-scale retail. Many residents commute to larger regional employers in Augusta or the Lewiston-Auburn area.

Transportation & infrastructure

Transportation is entirely reliant on private vehicles, with Maine State Route 133 serving as the primary corridor. There is no public transit infrastructure.

Development pipeline

Development is strictly managed by local zoning to preserve the rural and lake-front character of the town. No major commercial or high-density residential projects are currently in the pipeline.

County appraisal district

The Kennebec County assessment regime relies on municipal-level valuations conducted by local assessors, subject to state-level equalization to ensure fairness across the county.

Special districts

Parcels are subject to local school district taxes and county-level assessments. There are no special utility or hospital districts that impose additional levies.

Insurance & hazard market

Property insurance premiums are stable but reflect the higher risk of winter-related damage and the rural nature of the fire protection services available.

Migration & population flows

Maine has experienced a modest net positive domestic migration trend, with rural areas like Wayne attracting remote workers and retirees from out-of-state.

Foreclosure doctrine

Maine is a judicial foreclosure state, requiring court intervention to complete the process, which generally provides a longer timeline for homeowners.

Disclosure doctrine

Maine law requires sellers to provide a property disclosure statement covering known defects, though it is not a 'caveat emptor' state in the strictest sense.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 04284, Wayne, Maine
Population
1,101
Median age
55.6 yrs
Owner-occupancy
92%
Median home value
$378,597
Median gross rent
$1,150
Median household income
$93,194
Median year built
1981
Vacancy rate
8.5%
Renter share
8%
Owner cost burden
22%
Renter cost burden
35%
Population change
+0.8%
Net migration
15
Work-from-home share
18.5%
Mean commute
28.5 min
Bachelor's or higher
42%
Unemployment
1.3%
Poverty rate
7.9%
Avg household size
2.3
White
96.5%
Hispanic
1.2%
Other
2.3%

Data retrieved from data.census.gov ZCTA 04284 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Wayne Elementary SchoolElementaryN/ARSU 38Small community school serving local students.
Maranacook Community High SchoolHighAbove AverageRSU 38Regional high school serving the broader area.
School districts
RSU 38BRegional School Unit serving Wayne and surrounding towns.
Utilities & services
InternetSpectrum/Consolidated CommunicationsVaries by specific location within the ZIP.
ElectricCentral Maine PowerPrimary regional provider.
Water/SewerPrivate/SepticMost properties rely on private wells and septic systems.
Major employers & industries
Local Government/SchoolsPublic SectorPrimary local employer.
Small Retail/TourismServiceSeasonal employment base.
Major amenities · ZIP 04284
Theme, amusement & water parks
2 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Museums, galleries & history
5 · 20 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
1 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities
Inside this ZIP
Androscoggin Lake
Waterfront

Major recreational lake for boating and fishing.

Pocasset Lake
Waterfront

Scenic lake providing local water access.

Wayne Village Historic District
Landmark

Features historic architecture and local community center.

Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.