The story of this market
The typical home in ZIP 12118 sells for about $315,100, or $165 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,122 a month.
ZIP 12118 — Mechanicville
The 12118 housing market remains stable with modest year-over-year price growth driven by limited inventory and steady demand. Buyers are facing a competitive environment, though the pace of sales remains balanced compared to the broader regional market.
This area is well-suited for families and commuters seeking a balance between small-town living and access to the larger Albany-Saratoga employment hubs.
Median prices moved up 3.2% year over year.
Homes spend a median of 42 days on market with 4.1 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 8.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 12118, Saratoga County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Mechanicville area remain generally consistent with regional averages for upstate New York, with property crime being the primary concern.
Schools serving the area are part of the Mechanicville City School District, which generally maintains moderate performance ratings within the state framework.
The area faces standard regional risks including seasonal flooding near the Hudson River and winter storm impacts, with insurance premiums reflecting these environmental factors.
Economic momentum is driven by proximity to the Albany capital region, with ongoing interest in residential development and small-scale commercial revitalization.
Property taxes are levied by the city, county, and school district, with rates reflecting New York's high-tax environment; exemptions are available for primary residents and seniors.
Residents primarily commute by car toward Albany or Saratoga Springs, with travel times typically ranging from 20 to 35 minutes depending on traffic.
The area offers access to the Hudson River for boating and fishing, local parks like Tallmadge Park, and proximity to Saratoga County's extensive trail and golf network.
The rental market is characterized by steady demand from local workers and commuters, with limited new multi-family supply keeping vacancy rates low.
The economy is anchored by regional government, healthcare, and education sectors in the nearby Albany-Schenectady-Troy metro area.
The area is served by major state routes connecting to I-87, facilitating regional transit, though public transit options are limited.
Local planning focuses on infill residential development and the preservation of historic downtown character.
Parcels are subject to Mechanicville City School District taxes and standard municipal utility districts.
Property insurance costs are rising in line with regional trends due to increased weather-related risk assessments.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Urban Air Trampoline and Adventure Park4.315.9 mi
- Liberty Ridge Farm4.34.4 mi
- Dave & Buster's Albany4.116.3 mi
- Spare Time Clifton Park4.33.9 mi
- Sky Zone Clifton Park4.14.4 mi
- Crossgates Mall4.316.3 mi
- Saratoga Performing Arts Center (SPAC)4.511.1 mi
- MVP Arena4.317.9 mi
- Saratoga Race Course4.711.7 mi
- Proctors4.712.8 mi
- Saratoga Spa State Park4.810.9 mi
- Proctors4.712.8 mi
- Saratoga National Historical Park4.88.2 mi
- Liberty Ridge Farm4.34.4 mi
- Peebles Island State Park4.78.9 mi
- New York State Capitol4.617.6 mi
- New York State Museum4.718 mi
- Saratoga National Historical Park4.88.2 mi
- Saratoga Automobile Museum4.611.1 mi
- Children's Museum at Saratoga4.511.4 mi
- Saratoga Spa State Park4.810.9 mi
- Saratoga National Historical Park4.88.2 mi
- Peebles Island State Park4.78.9 mi
- Central Park4.612 mi
- Congress Park4.712.2 mi
- Lee's Park4.310.1 mi
- Town of Stillwater Brown's Beach4.35.5 mi
- Mohawk Harbor4.612 mi
- Albany Yacht Club4.518.7 mi
- Point Breeze Marine3.710 mi
- Saratoga National Golf Club4.510.6 mi
- Eagle Crest Golf Club4.46.6 mi
- Saratoga Lake Golf Club4.15.1 mi
- Saratoga Spa Golf Course4.410.8 mi
- Mohawk River Country Club & Chateau4.58.5 mi
- Market 324.112 mi
- Marshalls & HomeGoods4.34.3 mi
- Bowman Orchards4.18.5 mi
- Market 324.310.7 mi
- T.J. Maxx4.210.5 mi
- Albany International Airport4.111.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Local community park with recreational facilities.
Provides boating, fishing, and scenic views for the community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.