The story of this market
The typical home in ZIP 12422 sells for about $649,000, or $214 per square foot.
Prices are down 7% from a year ago, which gives buyers more room to negotiate. Homes take about 83 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,350 a month.
ZIP 12422
The housing market in 12422 is characterized by low inventory and a rural, established housing stock. Recent sales data shows a median price of $649,000, though historical census data reflects a much lower median home value, indicating a market with significant variance in property types. The area remains a quiet, owner-occupied community with limited rental activity.
This ZIP is best suited for those seeking a quiet, rural lifestyle in the Catskill region, including retirees or those looking for second homes, rather than urban commuters.
Median prices moved down 7.0% year over year.
Homes spend a median of 83 days on market with 7.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 18.1% — a stable, low-distress profile.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical -5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 12422, Greene County NY
The area is served by the Cairo-Durham Central School District, which provides public education for the local community.
The area is subject to standard regional climate risks for the Catskill region, including seasonal weather events; specific insurance-climate posture is not determinable.
The area is characterized by a rural, established residential character with limited large-scale commercial development or major infrastructure projects.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (New York) — Income-Based Assessment for Affordable Rental Housing: The assessed valuation must be determined using the income approach based on actual net operating income, excluding subsidies, tax credits, or grants used for development costs. State (New York) — Real Property Tax Assessment: Real property is assessed by local jurisdictions based on a uniform percentage of value. The tax liability is calculated as (Assessed Value * Tax Rate) - Exemptions.
The area is rural and car-dependent, with residents typically commuting to regional employment hubs in the Albany-Schenectady-Troy metro area.
The area offers access to the natural amenities of the Catskill region, including local parks and rural landscapes suitable for outdoor recreation.
The rental market is limited with low inventory; HUD Fair Market Rent for a two-bedroom unit is $1,350.
The local economy is primarily rural and tourism-driven, with residents often commuting to the broader Albany-Schenectady-Troy metro area for employment.
No major approved or under-construction projects are reported for this rural ZIP code.
Parcels are served by the Cairo-Durham Central School District.
Data retrieved from Census ACS 5-year estimates for ZCTA 12422.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Provides extensive outdoor recreation and scenic landscapes.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.