The story of this market
The typical home in ZIP 12831 sells for about $528,587, or $281 per square foot.
Prices are up +11.8% from a year ago, so sellers still have some momentum. Homes take about 9 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,839 a month.
This ZIP has no home sales of its own, so its market figures come from Saratoga County, New York (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 12831 — Wilton
The housing market in 12831 is characterized by low inventory and steady, modest price appreciation consistent with rural Washington County. Demand remains stable, driven by local buyers and those seeking a lower cost of living compared to the nearby Capital District. Figures for months of supply and specific price-cut percentages are not published at the ZIP level and are omitted.
This ZIP is best suited for families and individuals seeking a rural, small-town lifestyle who are comfortable with a longer commute to major employment centers in exchange for lower housing costs.
Median prices moved up 11.8% year over year.
Homes spend a median of 9 days on market with 2.3 months of supply — a fast-moving market.
10% of listings have cut prices · homes sell at 102.3% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 6.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 12831, Washington County NY
Crime rates in the Greenwich area are generally low and stable, consistent with rural Washington County trends and significantly lower than the regional averages found in the nearby Albany-Schenectady-Troy metro core.
The area is served by the Greenwich Central School District, which is generally regarded as a stable, community-focused district with consistent performance metrics for a rural setting.
The area faces standard regional risks for New York, including seasonal winter weather and potential for localized flooding near the Batten Kill; wildfire risk is minimal.
Economic momentum is driven by local agriculture, small business, and proximity to the Saratoga Springs and Albany employment hubs, though large-scale industrial development is limited.
Property taxes are levied by the town, county, and school district, with rates reflecting the rural tax base and the absence of major commercial tax-base anchors found in larger cities.
Commuting typically requires a private vehicle, with residents traveling toward Saratoga Springs or the Albany metro area via regional state routes.
The area features access to the Batten Kill for fishing and kayaking, local parks, and proximity to the Adirondack foothills for hiking and outdoor recreation.
The rental market is limited in depth, consisting primarily of single-family home rentals and small multi-family conversions with low turnover.
The local economy is anchored by agriculture, education, and small-scale retail, with many residents commuting to the broader Capital District for employment.
Public transit is not available; the area relies entirely on personal vehicle transportation via state highways.
There are no major large-scale commercial or residential developments currently under construction in this ZIP code.
The Washington County Real Property Tax Service Agency oversees assessments, which are generally based on market value trends within the town.
Parcels are subject to school district taxes, county taxes, and town-specific levies; there are no significant MUD or PID districts.
Property insurance is standard for the region, with premiums influenced by proximity to fire services and local hazard mapping.
New York is a judicial foreclosure state, requiring court intervention for all foreclosure proceedings.
New York requires a standard property condition disclosure statement from sellers, or a credit to the buyer in lieu of disclosure.
Data retrieved from data.census.gov ZCTA 12831 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Great Escape Theme Park410.3 mi
- Great Escape Lodge & Indoor Waterpark3.910.4 mi
- Liberty Ridge Farm4.319.4 mi
- The Fun Spot4.39.7 mi
- Sky Zone Queensbury4.46.5 mi
- Saratoga Performing Arts Center (SPAC)4.512.1 mi
- Great Escape Theme Park410.3 mi
- Saratoga Race Course4.710 mi
- Golden Corral Buffet & Grill4.28.9 mi
- Lake George Steamboat Company4.615.1 mi
- Great Escape Theme Park410.3 mi
- Great Escape Lodge & Indoor Waterpark3.910.4 mi
- Saratoga Spa State Park4.811.9 mi
- Moreau Lake State Park4.63.6 mi
- West Mountain4.36.2 mi
- Saratoga National Historical Park4.813.3 mi
- Saratoga Automobile Museum4.612 mi
- Fort William Henry4.615.1 mi
- Children's Museum at Saratoga4.511.1 mi
- Ulysses S. Grant Cottage National Historic Landmark4.93.4 mi
- Saratoga Spa State Park4.811.9 mi
- Moreau Lake State Park4.63.6 mi
- Wilton Town Gavin Park4.56.8 mi
- Congress Park4.710.2 mi
- Geyser Trail4.812.3 mi
- Lee's Park4.310.6 mi
- Town of Stillwater Brown's Beach4.315.4 mi
- Point Breeze Marine3.710.7 mi
- Saratoga National Golf Club4.510.5 mi
- Hiland Park Country Club4.710.8 mi
- Saratoga Spa Golf Course4.411.9 mi
- Brookhaven Golf Course4.510.7 mi
- McGregor Links Country Club4.26.1 mi
- The Outlets at Lake George4.311.2 mi
- Wilton Mall3.97.6 mi
- Market 324.110.7 mi
- Aviation Mall3.68.6 mi
- The Fresh Market4.39.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Popular for fly fishing, kayaking, and scenic recreation.
Provides local sports fields and community gathering space.
Key-figure check: median price diverges 93.8% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $240,375 could not be independently corroborated and was removed pending review (no prior-cycle value to revert to); the case is under review in the Command Center.