The story of this market
The typical home in ZIP 12866 sells for about $684,625, or $369 per square foot.
Prices are up +25.7% from a year ago, so sellers still have some momentum. Homes take about 55 days to sell. HUD's fair market rent for a two-bedroom is $1,488 a month.
ZIP 12866 — Saratoga Springs
The 12866 housing market is highly competitive, with median sale prices showing significant year-over-year growth. High demand and limited inventory continue to drive prices upward, keeping the market in a warm state.
This ZIP is well-suited for families, professionals, and those seeking a mix of historic charm and modern amenities, though the competitive market may challenge first-time buyers.
Median prices moved up 25.7% year over year.
Homes spend a median of 55 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.6% · poverty 8.4% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 12866, Saratoga County, NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Saratoga Springs City School District, which is generally well-regarded within the region.
The area benefits from its proximity to the Saratoga Race Course and a robust tourism-driven economy, with ongoing interest in residential and commercial development.
Property taxes are assessed at the local level; specific rates vary by municipality and school district within the ZIP code.
Residents typically commute to the Albany-Schenectady-Troy employment core via I-87, with travel times varying based on traffic conditions.
The area features significant amenities including the Saratoga Race Course, Saratoga Spa State Park, and numerous golf courses and shopping districts along Broadway.
The rental market is characterized by high demand and a median rent of approximately $3,032 per month, reflecting the area's popularity and limited vacancy.
The economy is anchored by tourism, healthcare, and education, with the Saratoga Race Course serving as a primary seasonal economic driver.
The area is primarily served by I-87, providing a direct corridor to the broader Capital District.
Development activity remains focused on residential expansion and the revitalization of the downtown corridor.
Parcels are subject to local school district and municipal taxes, with potential special district assessments for utilities or infrastructure.
Data sourced from US Census Bureau ACS tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Great Escape Theme Park417.6 mi
- Great Escape Lodge & Indoor Waterpark3.917.7 mi
- Liberty Ridge Farm4.312.6 mi
- Spare Time Clifton Park4.316.6 mi
- The Fun Spot4.317.1 mi
- Saratoga Performing Arts Center (SPAC)4.55 mi
- Great Escape Theme Park417.6 mi
- Saratoga Race Course4.72.7 mi
- Golden Corral Buffet & Grill4.216.5 mi
- Liberty Ridge Farm4.312.6 mi
- Saratoga Spa State Park4.84.7 mi
- Saratoga National Historical Park4.87 mi
- Moreau Lake State Park4.69.8 mi
- Liberty Ridge Farm4.312.6 mi
- Wilton Town Gavin Park4.51.9 mi
- Saratoga National Historical Park4.87 mi
- Saratoga Automobile Museum4.64.9 mi
- Children's Museum at Saratoga4.54 mi
- Ulysses S. Grant Cottage National Historic Landmark4.97.3 mi
- The Shirt Factory4.615.6 mi
- Saratoga Spa State Park4.84.7 mi
- Saratoga National Historical Park4.87 mi
- Moreau Lake State Park4.69.8 mi
- Wilton Town Gavin Park4.51.9 mi
- Congress Park4.73.3 mi
- Lee's Park4.33.1 mi
- Town of Stillwater Brown's Beach4.37.7 mi
- Point Breeze Marine3.73.1 mi
- Saratoga National Golf Club4.52.7 mi
- Saratoga Spa Golf Course4.44.7 mi
- Saratoga Lake Golf Club4.18 mi
- Brookhaven Golf Course4.510.3 mi
- McGregor Links Country Club4.22.9 mi
- Wilton Mall3.90.8 mi
- Market 324.13.8 mi
- The Fresh Market4.32.4 mi
- Market 3249.2 mi
- T.J. Maxx4.31.1 mi
- Albany International Airport4.124.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A historic thoroughbred horse racing track and major regional anchor.
Features mineral springs, trails, and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.