The story of this market
The typical home in ZIP 13317 sells for about $185,000, or $112 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $870 a month.
ZIP 13317 — Canajoharie
The housing market in 13317 remains stable with low inventory and modest price appreciation. Demand is driven by local buyers seeking affordability, though limited new construction keeps the market tight.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle with lower housing costs compared to nearby urban centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 68 days on market with 5.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.7% · poverty 8.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 13317, Montgomery County NY
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in this rural area remain low and stable, consistently tracking below regional averages for the Mohawk Valley.
Schools serving the area are primarily part of the Canajoharie Central School District, which maintains a moderate academic standing relative to state benchmarks.
The area faces moderate flood risk along the Mohawk River corridor, with standard insurance requirements for properties in designated floodplains.
Economic momentum is modest, driven by local agricultural operations and small-scale manufacturing, with limited new large-scale infrastructure development.
Property taxes are levied by the town and school district, with rates reflecting the high reliance on local property assessments to fund rural municipal services.
Commutes are primarily car-dependent, with residents traveling toward Amsterdam or Utica via NY-5S or I-90 for employment.
The area offers access to the Mohawk River for fishing and boating, with local parks providing basic outdoor amenities and proximity to rural trail networks.
The rental market is characterized by low turnover and limited inventory, with most units consisting of single-family home conversions.
The local economy is anchored by agriculture, small-scale manufacturing, and regional retail services.
Transportation is almost exclusively private vehicle-based, with I-90 serving as the primary regional artery.
Development is currently limited to small-scale residential renovations and minor commercial improvements.
Parcels are subject to standard town and school district levies, with no major MUD or special utility districts reported.
Premiums are stable but sensitive to flood-zone designations near the river.
Data retrieved from Census Reporter and ACS 2024 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides recreational fishing and boating access.
Scenic natural area with hiking trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.