The story of this market
The typical home in ZIP 20764 sells for about $425,819, or $282 per square foot.
Prices are up +1.5% from a year ago, so sellers still have some momentum. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $2,870 a month.
ZIP 20764 — Shady Side
The housing market in 20764 is currently balanced, with limited sales volume and a high vacancy rate reflecting its coastal, semi-rural nature. Prices remain stable with a modest year-over-year increase, though the market is heavily influenced by seasonal demand and waterfront property characteristics. Note that specific figures for sales count and historical tax data were not available at the ZIP level.
This ZIP is best suited for those seeking a waterfront lifestyle, including retirees and remote workers who prioritize proximity to the Chesapeake Bay over immediate access to urban employment centers.
Median prices moved up 1.5% year over year.
Homes spend a median of 37 days on market with 9.9 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.9% — a stable, low-distress profile.
ZCTA 20764, Anne Arundel County, MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Shady Side is a coastal community on the Chesapeake Bay, facing significant long-term flood and storm-surge risks.
The area is primarily residential with limited commercial development; economic momentum is stable with proximity to regional employment hubs in Annapolis and the Baltimore-Washington corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Residents typically commute by car to Annapolis or the Baltimore-Washington metro area; public transit options are limited in this rural-coastal setting.
The area features extensive waterfront access on the Chesapeake Bay and West River, including local parks and boating facilities.
The rental market is characterized by high vacancy rates and a significant presence of seasonal or short-term housing units.
The local economy is largely residential, with residents primarily employed in the broader Baltimore-Columbia-Towson MSA.
Transportation is heavily reliant on private vehicles due to the peninsula geography and lack of major transit infrastructure.
Anne Arundel County assesses property values based on market data; the county maintains a standard assessment cycle.
Parcels are served by Anne Arundel County Public Schools and standard county utility districts.
Property insurance premiums are influenced by the area's high exposure to coastal flooding and storm events.
Data retrieved from Census ACS 2024 5-year estimates via ZipCodeDex and IncomeByZipCode.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
Provides extensive recreational boating and fishing access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.