The story of this market
The typical home in ZIP 21045 sells for about $475,000, or $256 per square foot.
Prices are up +1.4% from a year ago, so sellers still have some momentum. Homes take about 24 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,777 a month.
ZIP 21045 — Columbia
The 21045 housing market remains competitive with a median sale price of $475,000, showing modest year-over-year growth. High demand and limited inventory continue to drive market activity, with homes selling in a median of 24 days. Some data points, such as specific tax rates and detailed demographic breakdowns, were not available at the ZIP level.
This ZIP is well-suited for families and commuters seeking a balance of suburban amenities, access to high-quality schools, and connectivity to major regional employment hubs.
Median prices moved up 1.4% year over year.
Homes spend a median of 24 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.4% · poverty 8.6% — a stable, low-distress profile.
ZCTA 21045, Howard County MD
The area is served by the Howard County Public School System, which is generally characterized by high performance and strong academic standards.
Columbia is a master-planned community with ongoing redevelopment of its village centers and proximity to major regional employment hubs in the Baltimore-Washington corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Residents have access to major transit corridors including US-29 and MD-32, providing connectivity to Baltimore and Washington D.C. employment centers.
The area features extensive community pathways, neighborhood parks, and proximity to Columbia's major shopping and dining districts like The Mall in Columbia.
The rental market is competitive with a median asking rent of $2,400, reflecting high demand for housing in the Columbia master-planned community.
The local economy is anchored by healthcare, education, and retail, with significant employment opportunities provided by the proximity to the Baltimore-Washington corridor.
The area is served by a network of local roads and highways, with transit options provided by the Regional Transportation Agency of Central Maryland.
Ongoing redevelopment of village centers and mixed-use projects continues to shape the growth of the Columbia master-planned community.
Parcels are subject to Howard County property taxes and may be served by specific utility and community service districts.
Data sourced from Data Commons and Census Bureau estimates.
A major regional shopping and dining destination serving the Columbia area.
A primary medical facility serving the Howard County region.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).