LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 21093 sells for about $492,500, or $297 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 34 days to sell. HUD's fair market rent for a two-bedroom is $2,790 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21093 — Lutherville-Timonium

Baltimore County →refreshed Oct 23, 20262 cycles retainednext refresh Nov 22, 2026
Market mood · cautiously optimistic

The 21093 housing market remains competitive with steady demand and limited inventory, driving modest price appreciation. The area's strong school ratings and proximity to major employment hubs continue to attract family buyers and professionals. Current data indicates a stable market environment with consistent sale-to-list ratios.

Who this ZIP fits

This ZIP is ideal for families and commuters who value suburban living with easy access to urban amenities and high-performing schools.

Parent geography
Lutherville-Timonium · no city intel reportBaltimore County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 52.4 km²Water area · 2.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$492,500
+2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
34 days
Active listings
94
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
82
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

81
Liquidity/100

Homes spend a median of 34 days on market with 0.0 months of supply — a fast-moving market.

90
Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.5% — a stable, low-distress profile.

Market pressure
Market momentum · distress to ascension
Firming · +19
Share under contract in 2 weeks0.72▲
Months of supply0.59▲
Share sold above list0.43▲
Unemployment rate4.1▲
Housing vacancy rate4.4▲
Sale price, year over year0.13▲
Sale-to-list ratio1▲
Sale vs list price (price cuts)2.47▲
FHFA ZIP price index, year over year2.54▼
Inventory, year over year-0.08▲
Days on market, year over year-0.5▲
Foreclosure filings per 100 sales0▲
Pending sales, year over year-0.01▼
New listings, year over year-0.01▲
Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$385,000$440,000$495,000$550,000$605,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
28,500

ZCTA 21093, Baltimore County MD

Area context
Schools & education

The area is served by the Baltimore County Public Schools system, which is generally regarded as providing high-quality educational opportunities.

Growth & development

The area benefits from its proximity to major employment hubs in Baltimore and Towson, with ongoing commercial and residential development along the York Road corridor.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.

Transportation & commute

Residents have convenient access to I-83 and the Baltimore Light Rail, providing direct transit routes into downtown Baltimore and the surrounding employment centers.

Recreation & amenities

The area features numerous parks, including the Lutherville Station and nearby Loch Raven Reservoir, along with extensive shopping and dining options along York Road.

Rental market

The rental market is robust with a mix of apartment complexes and single-family rentals, showing steady demand and moderate vacancy pressure.

Economy & employers

The local economy is anchored by professional services, healthcare, and retail, with significant employment centers in nearby Towson and Baltimore.

Transportation & infrastructure

The area is served by I-83 and the Maryland Transit Administration Light Rail, facilitating efficient travel to Baltimore City.

Development pipeline

Ongoing redevelopment projects focus on mixed-use residential and commercial spaces along the York Road corridor.

County appraisal district

Baltimore County utilizes a triennial assessment cycle for property tax purposes.

Special districts

Parcels are subject to Baltimore County property taxes and are served by the Baltimore County Public Schools district.

Insurance & hazard market

Standard property insurance market with typical regional exposure to wind and storm events.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 21093, Baltimore County MD
Population
28,500
Median age
44.5 yrs
Owner-occupancy
79.5%
Median home value
$503,140
Median gross rent
$1,850
Median household income
$105,000
Median year built
1975
Vacancy rate
3.5%
Renter share
16.5%
Owner cost burden
25%
Renter cost burden
35%
Population change
+0.5%
Work-from-home share
20%
Mean commute
28.5 min
Bachelor's or higher
65%
Unemployment
3.2%
Poverty rate
4.5%
Avg household size
2.4
White
75%
Black
10%
Asian
8%
Hispanic
4%
Other
3%

Data retrieved from data.census.gov ZCTA 21093 profile.

Public schools with an address here · 8

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.

Dulaney HighHigh9Baltimore County Public Schools
Ridgely MiddleMiddle8Baltimore County Public Schools
Hampton ElementaryElementary
Mays Chapel ElementaryElementary
Pinewood ElementaryElementary
Pot Spring ElementaryElementary
Timonium ElementaryElementary
Lutherville LaboratoryOther8Baltimore County Public Schools
School districts
Baltimore County Public SchoolsB+Large district serving the entire county with diverse academic programs.
Utilities & services
InternetComcast/VerizonBroadband and fiber options available.
ElectricBGEPrimary utility provider for the region.
Water/SewerBaltimore County DPWPublic water and sewer services.
Major employers & industries
Greater Baltimore Medical CenterHealthcareMajor regional employer.
Towson UniversityEducationSignificant regional economic anchor.
Major amenities · ZIP 21093
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
19 · 13 mi
Golf
14 · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Loch Raven Reservoir
Park/Waterfront

Large reservoir offering hiking trails and outdoor recreation.

York Road Corridor
Shopping/Dining

Major commercial artery with extensive retail and restaurant options.

Sources · 4 cited

Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).