The story of this market
The typical home in ZIP 21108 sells for about $594,211, or $260 per square foot.
Prices are down 4.65% from a year ago, which gives buyers more room to negotiate. Homes take about 80 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,226 a month.
ZIP 21108 — Millersville
The housing market in 21108 is currently experiencing a period of stabilization with a median sale price of $594,211. While inventory remains tight, the market has seen a slight year-over-year price adjustment, reflecting broader regional trends. Demand remains supported by the area's strong school reputation and proximity to major employment hubs.
This ZIP is ideal for family buyers seeking top-rated schools and commuters looking for a suburban lifestyle with access to major regional employment centers.
Median prices moved down 4.7% year over year.
Homes spend a median of 80 days on market with 2.4 months of supply — a fast-moving market.
28% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 2.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 21108, Anne Arundel County MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the area are generally low, with the community consistently ranking as safer than the Maryland state average and most surrounding suburban regions.
The area is served by highly regarded public schools within the Anne Arundel County Public Schools system, frequently cited as a primary driver for local housing demand.
The geography faces moderate risk from coastal flooding and storm surges due to its proximity to the Severn and Magothy rivers, necessitating standard flood insurance coverage for many waterfront properties.
Economic momentum is driven by proximity to major employment hubs in Annapolis, Baltimore, and the Fort Meade/NSA corridor, with steady demand for residential development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Residents primarily commute via I-97 and MD-2, providing direct access to Annapolis and the Baltimore-Washington corridor, though peak-hour congestion is common.
The area features extensive access to the B&A Trail, multiple marinas along the Severn and Magothy rivers, and several community parks and golf courses within a 3-mile radius.
The rental market is characterized by moderate vacancy pressure and steady demand, with a mix of long-term residential rentals and limited short-term vacation rental activity.
The local economy is anchored by the defense, cybersecurity, and government sectors, heavily influenced by the proximity to Fort Meade and the NSA.
Transportation is dominated by private vehicle use, with major corridors including I-97 and MD-2; public transit options are limited to regional bus services.
Development is primarily focused on infill residential projects and the revitalization of existing commercial corridors.
The Anne Arundel County Office of Finance and Assessment manages property valuations, typically reassessing properties on a three-year cycle.
Parcels are subject to Anne Arundel County property taxes and are served by the Anne Arundel County Public Schools district.
Property insurance premiums are influenced by the area's coastal exposure, with flood insurance often required for properties near the riverfronts.
Data retrieved from data.census.gov ZCTA 21108 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
A popular 13-mile paved trail for walking, running, and cycling.
Provides extensive boating, fishing, and recreational water access.
A major waterway offering scenic views and community marinas.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.