The story of this market
The typical home in ZIP 21612 sells for about $899,000, or $412 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 118 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,450 a month.
ZIP 21612 — Bozman
The housing market in 21612 remains stable with high price points driven by limited inventory and strong demand for waterfront properties. While sales volume is low, the area continues to attract affluent buyers, keeping prices on an upward trajectory despite broader national market cooling.
This ZIP is best suited for affluent retirees, second-home buyers, and remote workers who prioritize waterfront access, privacy, and a quiet rural lifestyle over proximity to urban amenities.
Median prices moved up 4.2% year over year.
Homes spend a median of 118 days on market with 9.3 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 26.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 21612, Talbot County MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Bozman area are significantly lower than the national average, with the region characterized by a rural, low-density environment that experiences very few reported violent or property crimes.
Schools serving the 21612 area are part of the Talbot County Public Schools system, which generally maintains solid performance ratings and a focus on community-integrated education.
The area is highly susceptible to coastal flooding and storm surge due to its location on the Chesapeake Bay, necessitating mandatory flood insurance for many waterfront properties.
Economic momentum is driven by tourism, maritime industries, and a growing segment of remote workers relocating from the Baltimore-Washington corridor, though large-scale commercial development remains limited.
Property taxes are levied by Talbot County and the State of Maryland, with assessments conducted by the Maryland Department of Assessments and Taxation; there are no municipal taxes as Bozman is an unincorporated community.
Commuting from Bozman typically involves a drive of over an hour to reach major employment hubs in Easton or Annapolis, with limited public transit options available.
The area is defined by its proximity to the Chesapeake Bay and Broad Creek, offering extensive opportunities for boating, fishing, and kayaking, alongside local parks and scenic rural roads.
The rental market is tight with limited inventory, heavily influenced by seasonal demand and a high prevalence of short-term vacation rentals during the summer months.
The local economy is anchored by maritime services, agriculture, and a robust tourism sector, with many residents commuting to Easton for professional services and retail.
Transportation is entirely dependent on private vehicles, with MD-33 serving as the primary artery connecting the peninsula to the mainland.
Development is strictly regulated by county zoning to preserve the rural character and environmental integrity of the Chesapeake Bay shoreline.
The Maryland Department of Assessments and Taxation manages property valuations, typically reassessing properties on a three-year cycle.
Parcels are subject to Talbot County property taxes and specific utility districts for water and sewer where applicable, though many rural properties rely on private wells and septic systems.
Property insurance premiums are elevated due to high flood risk and the necessity for specialized wind and storm coverage in a coastal environment.
Data retrieved from data.census.gov ZCTA 21612 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A primary corridor offering picturesque views of the Chesapeake Bay and local farmland.
A major tributary providing deep-water access for boating and recreational fishing.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.