The story of this market
The typical home in ZIP 21628 sells for about $327,000, or $165 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,593 a month.
ZIP 21628 — Crumpton
The housing market in 21628 is currently characterized by low inventory and slow sales velocity, reflecting its status as a rural, niche market. High unemployment rates and limited local economic growth contribute to a cautious outlook for potential buyers and investors. Prices have remained relatively flat year-over-year, suggesting a market that is currently finding its floor.
This ZIP is best suited for rural-lifestyle seekers and local workers who prioritize affordability over proximity to major employment hubs; it is less ideal for investors seeking high-velocity turnover or commuters requiring transit access.
Median prices moved down 2.1% year over year.
Homes spend a median of 88 days on market with 6.2 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 26.7% · poverty 20.6% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 21628, Queen Annes County MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime data for this rural area is not determinable at the ZCTA level, though regional trends in Queen Anne's County generally reflect lower-than-average violent crime rates compared to the Baltimore-Washington corridor.
Schools serving the Millington area are part of the Queen Anne's County Public Schools system, which generally maintains moderate performance ratings within the state.
The area faces moderate risk from regional flooding and wind events, typical of the Eastern Shore of Maryland; insurance premiums are sensitive to proximity to the Chester River and Chesapeake Bay tributaries.
Economic momentum is limited, with the area serving primarily as a rural residential base; major employment hubs are located outside the ZIP in larger regional centers like Chestertown or Dover.
Property taxes are levied by Queen Anne's County and the State of Maryland, with rates determined by local assessments; no special MUD or PID districts are prevalent in this rural jurisdiction.
Commuting requires significant drive time to regional employment centers, with limited access to public transit options.
Recreation is centered on rural outdoor activities, including proximity to the Chester River for boating and fishing, with limited local shopping and dining options.
The rental market is thin with limited inventory, characterized by stable but slow-growing rents and higher vacancy pressure compared to urban centers.
The local economy is primarily agricultural and service-based, with limited industrial or corporate presence within the ZIP boundaries.
Parcels are subject to standard county and state property tax levies; no specialized utility or hospital districts are reported.
Property insurance costs are influenced by regional hazard exposure, with premiums trending upward due to climate-related risk assessments.
Data retrieved from Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides regional access for boating and fishing.
Large protected area for hunting and hiking.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.