The story of this market
The typical home in ZIP 21647 sells for about $980,000, or $335 per square foot.
Homes take about 41 days to sell. HUD's fair market rent for a two-bedroom is $1,420 a month.
ZIP 21647
The housing market in 21647 is characterized by extremely low inventory and high price points, reflecting its status as a niche, rural waterfront community. Data for sales volume and price trends are limited due to the small number of transactions. Most figures, including median price and rent, are sourced from recent market snapshots and HUD fair market rent data.
This area is best suited for retirees, second-home buyers, and those seeking a quiet, rural waterfront lifestyle away from urban centers.
Median prices moved sideways 0.0% year over year.
Homes spend a median of 41 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
ZCTA 21647, Talbot County MD
Public schools serving the area are managed by the Talbot County Public Schools system, which generally maintains a stable reputation within the region.
The area is located in a coastal region of Maryland, making it susceptible to flood risks and storm surges associated with the Chesapeake Bay.
Economic momentum is driven by local tourism, agriculture, and maritime industries, with limited large-scale commercial development in this rural ZIP code.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Commuting is primarily car-dependent, with residents typically traveling to nearby employment hubs in Easton or St. Michaels.
The area offers significant access to waterfront activities, boating, and fishing along the Chesapeake Bay and its tributaries.
The rental market is limited with very low inventory, primarily consisting of long-term residential rentals and seasonal housing.
The local economy is anchored by agriculture, commercial fishing, and tourism-related services.
Public transit is not available; the area relies entirely on private vehicle transportation via local state roads.
There are no major large-scale commercial or residential developments currently approved or under construction in this rural ZIP.
Talbot County Department of Finance assesses property values for taxation purposes.
Parcels are served by Talbot County public services; no specific MUD or PID districts are reported.
Property insurance premiums are influenced by the area's high exposure to coastal flooding and wind damage.
Data retrieved from Census Bureau ZCTA profile.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.
Provides extensive recreational boating, fishing, and scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.