The story of this market
The typical home in ZIP 21665 sells for about $525,000, or $235 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $2,150 a month.
ZIP 21665 — Sherwood
The housing market in 21665 remains stable, characterized by low inventory and steady demand from regional commuters. Prices continue to see modest year-over-year growth, supported by the area's appeal as a high-quality residential enclave within the Baltimore-Washington orbit.
This ZIP is ideal for families and professionals seeking a quieter, waterfront-adjacent lifestyle while maintaining access to major regional employment centers via the highway network.
Median prices moved up 3.2% year over year.
Homes spend a median of 42 days on market with 4.1 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 11.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 21665, Queen Anne's County, MD
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in this area are generally low and remain stable, consistently trending below both state and national averages for similar suburban-rural communities.
Schools serving this ZIP are part of the Queen Anne's County Public Schools system, which is generally regarded as providing a high-quality educational environment with strong community support.
The area faces moderate risk from coastal flooding and storm surges due to its proximity to the Chesapeake Bay, necessitating standard flood insurance coverage for many properties.
Economic momentum is driven by its role as a bedroom community for the Baltimore-Washington corridor, with steady residential development and limited commercial expansion.
Property taxes are levied by Queen Anne's County and the State of Maryland, with rates determined by local assessments; there are no special MUD or PID districts commonly found in other states.
Residents primarily commute via US-50 and US-301 toward Annapolis, Baltimore, and Washington D.C., with travel times heavily dependent on bridge traffic.
The area offers extensive access to Chesapeake Bay waterfront activities, local parks, and nature trails, with shopping and dining concentrated in nearby Stevensville and Centreville.
The rental market is tight with low vacancy rates, driven by demand from professionals working in the regional employment hubs and a limited supply of multi-family housing.
The economy is anchored by government, education, and healthcare sectors in the broader Baltimore-Washington MSA, with local employment centered on tourism and services.
Transportation relies heavily on private vehicles; public transit options are limited, though regional bus services connect to major employment hubs.
Development is strictly managed by county zoning to preserve rural character, with most new projects focused on low-density residential infill.
The Queen Anne's County Department of Assessments and Taxation conducts triennial assessments to determine property values for tax purposes.
Parcels are subject to county-wide school and general service taxes; no significant special utility or hospital districts are present.
Property insurance premiums are influenced by coastal hazard exposure, with many properties requiring separate flood insurance policies.
Maryland has seen modest net domestic migration, with residents moving between counties in the Baltimore-Washington region.
Maryland is a judicial foreclosure state, requiring court oversight for the foreclosure process, which typically extends the timeline for completion.
Maryland law requires sellers to provide a residential property disclosure statement covering the condition of the home's major systems.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides extensive recreational boating, fishing, and scenic views.
Features walking trails and beach access along the bay.
Supports local arts and community events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.