LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 21742 sells for about $342,090, or $178 per square foot.

Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,650 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21742 — Hagerstown

Washington County →refreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · cautiously optimistic

The 21742 housing market shows steady growth with moderate appreciation and low inventory levels. Demand remains supported by the area's logistics-driven economy and relative affordability compared to the broader D.C. metro region.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking a balance between suburban living and access to regional employment hubs. It offers a more affordable entry point compared to the D.C. metro area while providing essential amenities and school access.

Parent geography
Hagerstown · no city intel reportWashington County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 120.4 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$342,090
+3.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
42 days
Active listings
118
Listings with price cuts
14%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.2% year over year.

79
Liquidity/100

Homes spend a median of 42 days on market with 2.5 months of supply — a fast-moving market.

74
Momentum/100

14% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.2% — a stable, low-distress profile.

Market pressure
Market momentum · distress to ascension
Stable · +1
New listings, year over year0.19▼
Pending sales, year over year0.15▲
Inventory, year over year0.21▼
Days on market, year over year-5.5▲
FHFA ZIP price index, year over year5.19▲
Months of supply1.2▲
Sale vs list price (price cuts)-6.61▼
Foreclosure filings per 100 sales0▲
Sale price, year over year0.03▼
Share sold above list0.34▲
Share under contract in 2 weeks0.44▲
Sale-to-list ratio0.99▲
Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$195,000$260,000$325,000$390,000$455,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,200$2,750$3,300$3,850$4,400

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
33,069

ZCTA 21742, Washington County MD

Area context
Crime & safety

Crime rates in the Hagerstown area are generally higher than the national average, with property crime being the most frequently reported incident type. Local law enforcement maintains active community outreach programs to address these trends.

Schools & education

Schools serving the 21742 area are part of the Washington County Public Schools system, which generally maintains average performance ratings compared to state benchmarks.

Environmental & hazard

The area is subject to standard regional risks including seasonal flooding in low-lying areas near the Potomac River and occasional severe wind events. Property insurance remains stable but reflects standard Mid-Atlantic hazard profiles.

Growth & development

Economic momentum is driven by the logistics and distribution sectors in the Hagerstown corridor, supported by proximity to major interstate highways I-70 and I-81. Recent development focuses on expanding residential capacity to accommodate regional workforce growth.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.

Transportation & commute

Residents primarily commute via I-70 and I-81, providing access to employment hubs in Hagerstown, Frederick, and the Baltimore-Washington metropolitan area. Public transit options are limited, making personal vehicle ownership the standard for daily commuting.

Recreation & amenities

The area features access to local parks, community sports complexes, and proximity to the Appalachian Trail and C&O Canal National Historical Park. Shopping and dining are concentrated along the Dual Highway and near the Valley Mall.

Rental market

The rental market is characterized by steady demand from the local workforce, with vacancy rates remaining low. Investors maintain a presence in the multi-family sector, though short-term rental activity is limited compared to urban centers.

Economy & employers

The economy is anchored by logistics, healthcare, and manufacturing sectors. Major employers include Meritus Health and various distribution centers serving the Mid-Atlantic region.

Transportation & infrastructure

The area is served by a network of state highways and is positioned at the intersection of I-70 and I-81. Public transportation is provided by the Hagerstown/Washington County Transit system.

Development pipeline

Development is focused on mixed-use residential projects and industrial expansion along the I-81 corridor. Local planning emphasizes infrastructure upgrades to support increased traffic volume.

County appraisal district

The Washington County Department of Assessments and Taxation conducts triennial assessments to determine property values for tax purposes.

Special districts

Parcels may be subject to municipal taxes for the City of Hagerstown and various special service districts for water, sewer, and fire protection.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns and proximity to flood-prone areas, with standard market availability.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 21742, Washington County MD
Population
33,069
Median age
41.2 yrs
Owner-occupancy
68.5%
Median home value
$285,000
Median gross rent
$1,350
Median household income
$86,288
Median year built
1992
Vacancy rate
4.2%
Renter share
31.5%
Owner cost burden
22.1%
Renter cost burden
41.5%
Population change
+1.2%
Net migration
150
Work-from-home share
12.5%
Mean commute
28.5 min
Bachelor's or higher
32.4%
Unemployment
3.8%
Poverty rate
7.2%
Avg household size
2.55
White
78.2%
Black or African American
11.5%
Hispanic or Latino
5.2%
Asian
2.1%
Other
3%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Northern Middle SchoolMiddleAverageWashington County Public SchoolsServes the northern portion of the ZIP.
North Hagerstown High SchoolHighAverageWashington County Public SchoolsPrimary high school for the area.
School districts
Washington County Public SchoolsBDistrict serves the entire county with a focus on vocational and academic programs.
Utilities & services
ElectricPotomac EdisonPrimary provider for the region.
Natural GasWashington GasAvailable in most residential areas.
InternetAntietam BroadbandLocal cable and internet provider.
Major employers & industries
Meritus HealthHealthcareLargest private employer in the county.
Volvo GroupManufacturingMajor regional manufacturing facility.
Major amenities · ZIP 21742
Theme, amusement & water parks
4 · 20 mi
Entertainment venues, stadiums & amphitheaters
8 · 20 mi
Family fun & things to do
19 · 13 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
11 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Valley Mall
Shopping

Major regional shopping destination serving the Hagerstown area.

Fairgrounds Park
Park

Large community park with sports fields and event space.

On the horizon · announced & under construction
Hagerstown Logistics ExpansionIndustrialUnder ConstructionOngoing development of warehouse and distribution facilities near I-81.
Deterministic roll-up
2 of 2 researched properties contributed
Median sale price
$342,090
Closed sales (monthly)
2
Median asking rent
$1,700/mo
Distress filings (ledger)
0

Deterministic aggregate of 2 researched properties in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 4 cited

No county-record distress flags across 2 researched properties on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).