The story of this market
The typical home in ZIP 22655 sells for about $434,000, or $209 per square foot.
Prices are down 5% from a year ago, which gives buyers more room to negotiate. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $2,100 a month.
ZIP 22655 — White Post
The housing market in 22655 shows signs of stabilization with a median price of $434,000, reflecting a slight year-over-year decline. Demand remains steady for single-family homes, supported by the area's affordability relative to northern Virginia. Inventory levels are currently balanced, providing a stable environment for both buyers and sellers.
This ZIP is well-suited for family buyers and commuters seeking a balance between suburban living and access to the Winchester employment core, offering more affordable housing options than the immediate northern Virginia suburbs.
Median prices moved down 5.0% year over year.
Homes spend a median of 35 days on market with 3.2 months of supply — a fast-moving market.
25% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 4.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 22655, Frederick County VA
Crime rates in the Stephens City area remain relatively low compared to regional averages, with property crime being the primary concern reported by local law enforcement.
The area is served by Frederick County Public Schools, which generally maintain stable performance ratings and are considered a primary draw for families moving to the region.
The region faces moderate risks related to seasonal severe weather, including high winds and occasional localized flooding in low-lying areas near regional water bodies.
Economic momentum is driven by proximity to the Winchester employment hub and ongoing residential expansion, with infrastructure improvements focused on managing increased traffic along the I-81 corridor.
Property taxes are assessed by Frederick County based on fair market value; the jurisdiction utilizes a standard real estate tax rate with no additional municipal tax for the unincorporated portions of the ZIP.
Commuters primarily utilize I-81 and US-11 to reach employment centers in Winchester or northern Virginia, with average commute times reflecting the regional reliance on highway transit.
The area features access to local parks such as Sherando Park, which offers trails and sports facilities, alongside proximity to regional shopping and dining districts in nearby Winchester.
The rental market is characterized by moderate demand for single-family homes, with limited vacancy pressure and a growing presence of long-term rental investors.
The local economy is anchored by logistics, manufacturing, and healthcare services, with significant employment provided by major regional employers in the Winchester-Frederick County area.
Transportation is heavily reliant on the I-81 and US-11 corridors, with limited public transit options necessitating personal vehicle ownership for most residents.
Development is focused on residential infill and the expansion of suburban subdivisions, with commercial growth concentrated along the main highway corridors.
The Frederick County Commissioner of the Revenue oversees the assessment process, conducting periodic reassessments to align property values with current market conditions.
Parcels in this ZIP are subject to Frederick County school and general service taxes, with no major MUD or PID districts reported.
Property insurance premiums are stable but reflect regional exposure to severe weather events, with standard coverage requirements for the area.
Data retrieved from US Census Bureau ZCTA 22655 profile.
The federal school roster could not be retrieved on the last refresh — no list is shown rather than an unverified one. Source: NCES EDGE public school locations 2023-24.
Large regional park featuring sports fields, trails, and a lake.
Preserved historic area reflecting the town's 18th-century origins.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.