The story of this market
The typical home in ZIP 28540 sells for about $264,000, or $174 per square foot.
Prices are roughly flat from a year ago (-0.38%), a market in balance. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,091 a month.
ZIP 28540 — Jacksonville
The 28540 housing market is currently experiencing a competitive environment with a median sale price of $264,000. While sales volume has increased year-over-year, price growth remains flat, reflecting a balanced market dynamic. Data for specific school ratings and utility providers was not available at the ZIP level.
This area is well-suited for military-affiliated families and local workers seeking affordable housing options near Jacksonville, given the lower cost of living index and proximity to regional employment hubs.
Median prices moved down 0.4% year over year.
Homes spend a median of 48 days on market with 1.6 months of supply — a fast-moving market.
98% of listings have cut prices · homes sell at 98% of asking — demand is cooling.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 16.1% — a stable, low-distress profile.
versus the prior ACS vintage
ZCTA 28540, Onslow County NC
The effective property tax rate for residential units in this ZIP is approximately 0.6%, consistent with the North Carolina state average.
The rental market in 28540 features a renter-occupied share of approximately 38%, with a median asking rent of $1,600 per month.
The local economy is heavily influenced by the presence of the military in Jacksonville, with a mix of service and support industries serving the population.
Data retrieved from US Census Bureau ZCTA profiles and City-Data.com.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.