The story of this market
The typical home in ZIP 32071 sells for about $323,185, or $165 per square foot.
Prices are up +4.1% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,450 a month.
ZIP 32071 — O Brien
The O'Brien housing market is characterized by low inventory and slow turnover, typical of a rural area. Prices have seen modest growth, but affordability is constrained relative to local income levels, leading to a cautious market outlook.
This ZIP is best suited for buyers seeking rural privacy, land, and a quiet lifestyle, rather than commuters or those requiring proximity to urban amenities.
Median prices moved up 4.1% year over year.
Homes spend a median of 88 days on market with 6.5 months of supply — a slower-moving market.
13% of listings have cut prices · homes sell at 96.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.7% · poverty 15.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 32071, Suwannee County FL
Crime rates in O'Brien are generally low, consistent with the rural character of Suwannee County, though specific localized trend data is not determinable.
Schools serving the area are part of the Suwannee County School District, which provides rural public education options; specific school-level ratings are not determinable.
The area is subject to standard Florida risks including wind and storm damage, with specific flood zone designations varying by parcel proximity to the Suwannee River.
Economic momentum is driven by agricultural and rural residential development, with limited large-scale commercial infrastructure projects currently reported.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Commutes are primarily car-dependent, with residents typically traveling to Live Oak or Lake City for employment and services.
Recreation is centered on outdoor activities, including access to the Suwannee River for boating and fishing, and local rural parks.
The rental market is limited, consisting mostly of single-family homes with low turnover and minimal short-term rental density.
The local economy is heavily reliant on agriculture, forestry, and small-scale local services.
Transportation is entirely reliant on private vehicles via local county roads and proximity to US-129.
Development is primarily low-density residential and agricultural, with no major commercial projects currently approved.
The Suwannee County Property Appraiser manages assessments, focusing on agricultural and residential valuations.
Parcels are subject to Suwannee County School District and local fire/emergency service district taxes.
Property insurance premiums are influenced by Florida's statewide market conditions and specific flood/wind risk profiles.
Florida is a judicial foreclosure state requiring court intervention for the foreclosure process.
Florida law requires sellers to disclose known material defects that are not readily observable to the buyer.
Data retrieved from data.census.gov ZCTA 32071 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides access to boating, fishing, and nature trails.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.