The story of this market
The typical home in ZIP 32082 sells for about $865,000, or $382 per square foot.
Prices are down 6% from a year ago, which gives buyers more room to negotiate. Homes take about 61 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,925 a month.
ZIP 32082 — Ponte Vedra Beach
The 32082 housing market is currently in a balanced phase, characterized by a moderate inventory of 4.5 months and a slight year-over-year price correction. While demand remains steady for luxury coastal properties, buyers are increasingly selective, leading to longer days on market and more frequent price negotiations compared to previous years.
This ZIP is ideal for affluent families, retirees, and golf enthusiasts seeking a luxury coastal lifestyle, though it is less suited for budget-conscious buyers or those requiring a short commute to downtown Jacksonville.
Median prices moved down 6.0% year over year.
Homes spend a median of 61 days on market with 4.5 months of supply — a balanced-paced market.
35% of listings have cut prices · homes sell at 96% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.9% · poverty 4.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 32082, St. Johns County FL
Crime rates in Ponte Vedra Beach are generally low, with the area consistently ranking as one of the safer communities in the Jacksonville metropolitan region.
The area is served by the St. Johns County School District, which is widely recognized for its high-performing schools and top-tier academic rankings in Florida.
The ZIP code faces significant coastal wind and flood risks due to its Atlantic shoreline location, leading to high property insurance premiums and strict building code requirements.
Economic momentum is driven by the luxury golf and tourism sectors, including the TPC Sawgrass headquarters, alongside steady residential development in the surrounding coastal corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Commuters primarily utilize A1A and J. Turner Butler Boulevard to access the Jacksonville employment core, with typical drive times ranging from 30 to 45 minutes depending on traffic.
The area features world-class amenities including the TPC Sawgrass golf courses, extensive Atlantic beach access, and upscale shopping and dining at the Sawgrass Village center.
The rental market is characterized by high-end single-family homes and luxury condos, with significant demand from seasonal residents and golf-tourism visitors.
The local economy is anchored by the professional golf industry, high-end hospitality, and professional services, with many residents commuting to Jacksonville's financial and healthcare sectors.
Transportation is heavily reliant on private vehicles, with A1A serving as the primary north-south artery; public transit options are extremely limited.
Development is largely constrained by environmental protections and existing master-planned community boundaries, focusing on infill and luxury residential renovations.
The St. Johns County Property Appraiser manages assessments, with values typically updated annually to reflect market conditions and homestead status.
Parcels are subject to St. Johns County general taxes, school district levies, and various community development districts (CDDs) that fund local infrastructure.
Property insurance costs are elevated due to hurricane and flood exposure, with many properties requiring specialized windstorm coverage.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Home of the PGA Tour's Players Championship.
Historic luxury resort and private club.
Protected coastal habitat with trails and water access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.