The story of this market
The typical home in ZIP 32344 sells for about $308,576, or $211 per square foot.
Prices are up +3.7% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $895 a month.
ZIP 32344 — Telogia
The housing market in 32344 is currently stable but reflects the broader rural nature of Jefferson County, with limited inventory and a slow pace of sales. Prices have seen modest year-over-year growth, though buyer leverage remains thin due to the high price-to-income ratio. The market is currently characterized as a buyer's market, driven by a supply-demand imbalance typical of rural Florida regions.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle who are willing to commute to Tallahassee for work and value lower property costs over urban convenience.
Median prices moved up 3.7% year over year.
Homes spend a median of 68 days on market with 6.0 months of supply — a balanced-paced market.
19% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.6% · poverty 22.8% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 32344, Jefferson County FL
Jefferson County is characterized by a rural, low-crime environment that generally reports lower violent and property crime rates compared to the more urbanized Tallahassee metropolitan area.
Schools in the area are primarily served by the Jefferson County School District, which has historically faced challenges with accountability ratings and resource allocation, though it remains the central provider for the rural community.
The area faces moderate risks from wind and storm damage associated with tropical systems moving through the Florida Panhandle, with flood risk concentrated near local water bodies and low-lying rural tracts.
Economic momentum is largely tied to the agricultural sector and the proximity to Tallahassee, with limited large-scale industrial development and a focus on preserving the county's rural, signal-free character.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Commuting from 32344 is primarily car-dependent, with residents typically driving 20-30 minutes via US-19 or US-90 to reach employment hubs in Tallahassee.
The area features significant outdoor amenities including the Aucilla River, various hunting preserves, and the historic downtown Monticello district, which offers local dining and boutique shopping.
The rental market is limited in depth, consisting largely of single-family homes and rural housing, with low vacancy pressure and minimal short-term rental saturation.
The economy is driven by agriculture, forestry, and government services, with many residents commuting to the nearby Tallahassee metropolitan area for professional employment.
Transportation is entirely road-based with no public transit infrastructure; the area is notable for having no traffic signals.
Development is strictly controlled to maintain the rural character of the county, with no major high-density projects currently in the pipeline.
The Jefferson County Property Appraiser assesses properties at fair market value, with annual adjustments based on sales data and state-mandated agricultural classifications.
Parcels are subject to Jefferson County School District taxes and local fire/rescue district assessments.
Property insurance premiums are rising due to regional hurricane exposure, with many residents relying on Citizens Property Insurance Corporation.
Florida is a judicial foreclosure state, requiring court intervention for all foreclosure proceedings.
Sellers are required to disclose known material defects that affect the value of the property, typically via a standard residential disclosure form.
Data retrieved from data.census.gov ZCTA 32344 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Features 19th-century architecture and local shops.
Popular for fishing, kayaking, and outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.