The story of this market
The typical home in ZIP 36091 sells for about $166,000, or $175 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 95 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $640 a month.
ZIP 36091
The housing market in 36091 is characterized by low inventory and slow turnover, typical of a rural area. Prices have seen modest year-over-year growth, driven by limited supply rather than high demand. Specific ZIP-level metrics for active inventory and price cuts are estimated based on local market activity, as comprehensive portal data for this specific ZIP is not fully published.
This ZIP is best suited for rural-lifestyle seekers, retirees, and commuters to the Montgomery area who prioritize affordability and space over proximity to urban amenities.
Median prices moved up 4.2% year over year.
Homes spend a median of 95 days on market with 5.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.1% · poverty 20.9% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 36091, Chilton County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools serving Verbena are primarily part of the Chilton County School District, which generally maintains rural-focused educational programming.
The area is subject to standard Alabama weather risks, including severe thunderstorms and occasional tornado activity; flood risk is localized to low-lying areas near the Coosa River tributaries.
Economic momentum is driven by proximity to the Montgomery metro area and local agricultural and timber industries, with limited new large-scale commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Current Use Valuation: Allows property to be taxed based on its current use value rather than fair market value, potentially reducing the tax burden. Conversion to a non-qualified use triggers revaluation and potential back-tax liability. State (Alabama) — Class III Residential Property Tax Assessment: Property is assessed at 10% of its fair market value. The tax liability is calculated by multiplying the assessed value by the local millage rate. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Class 3 Residential Property Tax Assessment: Residential property is classified as Class 3 and assessed at 10 percent of its fair market value. A standard homestead exemption applies to the 6.5 mill statewide property tax on the first $4,000 of assessed valuation. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala.
Commuting is primarily car-dependent, with residents typically driving 30-45 minutes toward Montgomery or Clanton for major employment hubs.
Recreation is centered on outdoor activities, including access to the Coosa River for fishing and boating, and proximity to local rural parks and community centers.
The rental market is limited, consisting primarily of single-family homes with low turnover and minimal institutional investor presence.
The local economy is largely supported by agriculture, forestry, and small-scale retail, with many residents commuting to the Montgomery metropolitan area for employment.
No major large-scale commercial or residential developments are currently reported for this rural ZIP code.
Parcels are subject to Chilton County school and general county tax levies.
Property insurance premiums are influenced by regional severe weather risks, including wind and hail exposure common in Central Alabama.
Data retrieved from data.census.gov ZCTA 36091 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space.
Provides regional access for fishing and boating.
Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).