The story of this market
The typical home in ZIP 36420 sells for about $167,372, or $106 per square foot.
Prices are roughly flat from a year ago (+0.7%), a market in balance. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $699 a month.
ZIP 36420 — Andalusia
The housing market in 36420 is characterized by low inventory and slow, steady price appreciation. Demand remains localized, driven by stable employment in the Andalusia area, with affordability remaining a key feature for local buyers.
This ZIP is well-suited for families and long-term residents seeking an affordable, small-town lifestyle. It is less attractive to high-density urban commuters or speculative investors due to the slow-growth nature of the local economy.
Median prices moved up 0.7% year over year.
Homes spend a median of 120 days on market with 6.5 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.1% · poverty 21.8% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 36420, Covington County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Andalusia area are generally consistent with rural Alabama averages, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered safer than larger urban centers in the state.
Schools in the area are primarily served by the Andalusia City School District, which is generally regarded as providing a stable, community-focused educational environment. Performance metrics are typical for rural Alabama districts.
The area is subject to standard regional risks including severe thunderstorms and occasional tropical weather impacts. Property insurance markets remain stable but are sensitive to regional wind and hail risk profiles.
Economic momentum is driven by local manufacturing, agriculture, and public sector employment in Andalusia. Infrastructure development is focused on maintaining regional connectivity rather than rapid expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution.
Commuting is primarily car-dependent, with most residents working within the immediate Andalusia area. Major employment hubs are accessible via local state highways with minimal traffic congestion.
The area offers access to local parks, community sports facilities, and nearby outdoor recreation including fishing and hunting. Shopping and dining are concentrated in the city of Andalusia.
The rental market is characterized by low turnover and limited supply, with rents remaining affordable relative to national benchmarks. Investor activity is primarily focused on long-term residential holdings.
The economy is anchored by manufacturing, healthcare, and local government services. It serves as a regional trade hub for Covington County.
Transportation is entirely road-based, relying on US Highways 84 and 29 for regional access. There is no public transit infrastructure.
Development is focused on small-scale commercial infill and residential maintenance within the city limits of Andalusia.
The Covington County Revenue Commissioner manages assessments, utilizing a 10% assessment rate for residential properties.
Parcels are subject to standard county and city tax levies; no significant MUD or PID districts are present.
Property insurance premiums are influenced by regional wind and storm risk, consistent with broader Alabama market trends.
Net domestic migration is stable, with modest shifts typical of rural Alabama counties.
Alabama is a non-judicial foreclosure state, allowing for relatively efficient processing of distressed assets.
Alabama is a caveat emptor (buyer beware) state, with limited mandatory seller disclosure requirements.
Data retrieved from US Census Bureau ZCTA 36420 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Andalusia Animal Adventures4.98.6 mi
- Clark Cinema Andalusia4.49.1 mi
- Conecuh National Forest4.58.6 mi
- Build A Dream Park4.511 mi
- Robinson Park4.39 mi
- Andalusia Town Square4.69.1 mi
- Sweet South Market4.81.7 mi
- West Gate Plaza Shopping Center48.7 mi
- Wages Produce Market4.210.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
Central community park with recreational facilities.
Historic anchor in the city center.
Regional educational anchor serving the area.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.