The story of this market
The typical home in ZIP 36551 sells for about $236,900, or $144 per square foot.
Prices are up +8.5% from a year ago, so sellers still have some momentum. Homes take about 47 days to sell. HUD's fair market rent for a two-bedroom is $1,156 a month.
ZIP 36551 — Loxley
The housing market in the 36551 ZIP code is experiencing steady demand, supported by its role as a growing residential suburb within Baldwin County. While inventory remains constrained, the area's affordability relative to the broader region continues to attract family buyers. Market conditions are currently balanced, with moderate price appreciation and stable sales activity.
This ZIP is well-suited for families and commuters seeking a more suburban or semi-rural lifestyle while maintaining access to the broader Mobile and Baldwin County employment markets.
Median prices moved up 8.5% year over year.
Homes spend a median of 47 days on market with 4.7 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.9% · poverty 9.5% — a stable, low-distress profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 36551, Baldwin County AL
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Schools in the Loxley area are served by the Baldwin County Public School System, which generally maintains a stable reputation within the regional educational landscape.
The area is subject to regional hurricane and tropical storm risks common to the Gulf Coast, necessitating standard wind and flood insurance coverage.
Loxley is experiencing steady growth as a residential hub within Baldwin County, benefiting from its proximity to major employment corridors in Mobile and the Eastern Shore.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alabama) — Standard State Ad Valorem Homestead Exemption: Exempts up to $4,000 in assessed valuation from the 6.5 mill state ad valorem tax levy (providing a maximum direct state tax reduction of $26.00). Formula: Adjusted State Tax = Max(0, (Assessed Value - $4,000)) × 0.0065. State (Alabama) — Statewide Ad Valorem Property Tax and Class III Residential Assessment Ratio: Establishes a baseline 6.5 statewide millage rate ($0.0065 per dollar of assessed value) under Ala. Code § 40-8-1 and the Alabama Constitution.
Residents primarily rely on I-10 for commuting to employment centers in Mobile or the coastal resort areas, with typical drive times ranging from 20 to 30 minutes.
The area features local community parks and is within a short drive of the recreational amenities and shopping districts of the Eastern Shore and Mobile Bay.
The rental market is characterized by moderate demand driven by the area's population growth, with limited high-density inventory and a focus on single-family rentals.
The local economy is anchored by agriculture, logistics, and the broader service-based industries of Baldwin County and the Mobile metropolitan area.
The area is primarily served by the I-10 corridor, providing essential connectivity between the Mobile urban core and the rapidly growing Baldwin County suburbs.
Development activity is focused on residential subdivisions and supporting commercial infrastructure to accommodate the ongoing population influx into Baldwin County.
The Baldwin County Revenue Commissioner manages property assessments, utilizing a standard ad valorem tax system based on fair market value.
Parcels are subject to Baldwin County school district taxes and may fall within specific municipal or utility service districts.
Property insurance premiums in this region are influenced by coastal hazard exposure, with market health dependent on state-backed and private insurer participation.
Data retrieved from data.census.gov ZCTA 36551 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community green space providing recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.