The story of this market
The typical home in ZIP 37166 sells for about $325,000, or $198 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $813 a month.
ZIP 37166 — Smithville
The Smithville housing market remains stable, characterized by steady demand for single-family homes and lake-adjacent properties. While inventory levels have increased slightly, price growth persists due to limited new construction and consistent interest from regional buyers.
This ZIP is well-suited for families and retirees seeking a quiet, rural-adjacent lifestyle with access to outdoor recreation, as well as commuters who prefer a slower pace of life outside major urban centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 62 days on market with 6.3 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 18.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 37166, DeKalb County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Smithville are generally lower than the national average, with local law enforcement maintaining a stable presence in the community.
Schools serving the area are part of the DeKalb County School District, which provides standard public education services for the region.
The area is subject to standard regional risks including seasonal severe thunderstorms and occasional flooding near water bodies, with insurance premiums reflecting typical Tennessee hazard profiles.
Economic momentum is driven by local manufacturing, retail, and service sectors, with steady interest in residential development near Center Hill Lake.
Property taxes are assessed at the county level by DeKalb County; the jurisdiction utilizes a standard millage rate applied to the assessed value of real property.
Commuting primarily involves personal vehicle travel via state highways toward regional employment hubs in Cookeville or the greater Nashville metropolitan area.
The area is anchored by proximity to Center Hill Lake, offering extensive boating, fishing, and camping opportunities, alongside local parks and community shopping in downtown Smithville.
The rental market is characterized by moderate demand, primarily serving local workers and seasonal visitors to the lake area, with limited high-density apartment inventory.
The local economy is supported by a mix of manufacturing, agriculture, and tourism-related services, with significant employment ties to the broader Upper Cumberland region.
Transportation is heavily reliant on private vehicle use via state routes; there is no significant public transit infrastructure.
Development is focused on low-density residential growth and infrastructure improvements to support tourism around the lake.
The DeKalb County Assessor of Property manages assessments based on periodic reappraisal cycles to ensure equitable taxation.
Parcels are subject to DeKalb County property taxes and may fall within specific utility districts for water and sewer services.
Property insurance markets are stable, though premiums are influenced by regional weather patterns and proximity to water bodies.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- DelMonaco Winery & Vineyards4.617 mi
- Short Mountain Distillery4.610.1 mi
- Evins Mill4.72.5 mi
- The Arts Center of Cannon County4.819 mi
- Warren County A&L Fair4.418.1 mi
- Burgess Falls State Park4.812.7 mi
- Edgar Evins State Park4.78 mi
- Window Cliffs State Natural Area4.711.9 mi
- Canoe the Caney4.88.4 mi
- Short Mountain Distillery4.610.1 mi
- Short Mountain Distillery4.610.1 mi
- The Arts Center of Cannon County4.819 mi
- Spring Castle4.715.5 mi
- Falcon Rest Mansion & Gardens4.617.9 mi
- Burgess Falls State Park4.812.7 mi
- Edgar Evins State Park4.78 mi
- Window Cliffs State Natural Area4.711.9 mi
- Cane Hollow Recreation Area4.811.2 mi
- Short Mountain Distillery4.610.1 mi
- Hurricane Marina4.85.3 mi
- Center Hill Marina & Yacht Club4.77.7 mi
- Hidden Harbor Marina4.83.4 mi
- Fishlipz Grill at Pates Ford Resort & Marina LLC4.59.7 mi
- Cookeville Boat Dock4.68.9 mi
- Honky Tonk National Golf4.36.8 mi
- Dollar General4.21.2 mi
- Dollar General4.112.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area ranked by popularity within the radius shown.
A major regional reservoir offering boating, fishing, and water sports.
Local public course serving the community.
Historic district featuring local retail and dining establishments.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.