The story of this market
The typical home in ZIP 39166 sells for about $117,700, or $60 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $525 a month.
ZIP 39166 — Silver City
The housing market in 39166 is characterized by low transaction volume and stable, modest home values. The market is driven by local demand and limited inventory, with little speculative activity or new development. Affordability remains a key feature, though the area faces long-term economic challenges typical of the rural Mississippi Delta.
This ZIP is best suited for local agricultural workers, retirees seeking low-cost living, or individuals with strong ties to the immediate rural community.
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 6.5 months of supply — a slower-moving market.
10% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 16.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 39166, Humphreys County MS
Crime data for Silver City is not determinable at the ZCTA level due to the small population size and lack of granular reporting.
Schools serving the area are part of the Humphreys County School District, which generally faces challenges with academic performance and resource allocation.
The area is located in the Mississippi Delta, which is subject to significant flood risks and requires careful consideration of flood insurance requirements.
Economic momentum is limited, with the local economy primarily driven by agricultural operations and small-scale local services.
Property taxes are assessed at the county level in Humphreys County; rates are generally low, reflecting the rural nature of the tax base.
Commuting is primarily by private vehicle, with limited access to public transit and long drive times to major employment hubs like Jackson.
Recreational opportunities are largely rural, focusing on outdoor activities, local community parks, and proximity to Delta waterways.
The rental market is characterized by low-cost, older housing stock with limited new inventory and stable, low-growth rent trajectories.
The economy is heavily reliant on the agricultural sector, specifically row-crop farming, which serves as the primary employer for the region.
Transportation infrastructure is limited to state highways; there is no significant public transit or rail infrastructure serving the area.
There are no major commercial or residential developments currently approved or under construction in this ZIP code.
The Humphreys County Tax Assessor manages property valuations, which are generally updated on a periodic cycle.
Parcels are subject to standard county and school district taxes; there are no significant MUD or PID districts reported.
Property insurance premiums are influenced by the area's flood risk profile, which is a primary factor for homeowners in the Mississippi Delta.
Mississippi is a non-judicial foreclosure state, allowing for relatively efficient processing of foreclosures.
Mississippi has limited mandatory seller disclosure requirements compared to other states, placing more burden on the buyer for due diligence.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local green space serving the immediate community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.