The story of this market
The typical home in ZIP 39428 sells for about $134,000, or $117 per square foot.
Prices are up +5.1% from a year ago, so sellers still have some momentum. Homes take about 85 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 39428 — Collins
The housing market in 39428 is characterized by high affordability relative to national averages, with a median home value significantly below the national benchmark. Market activity is currently slow, with limited inventory and a low volume of closed sales, reflecting a stable but quiet rural market. Data for specific metrics like months of supply and price cut percentages are estimated based on current listing activity.
This area is best suited for budget-conscious family buyers and local workers seeking affordable housing in a rural, small-town setting.
Median prices moved up 5.1% year over year.
Homes spend a median of 85 days on market with 6.2 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.5% · poverty 19.2% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 39428, Covington County MS
Schools in the Collins area are primarily served by the Covington County School District, which maintains a standard rural educational profile.
The area is subject to standard regional risks for wind and severe storms common to South Mississippi; flood risk varies by proximity to local waterways.
Economic momentum is driven by local government, agriculture, and small-scale retail services in the Collins area.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Mississippi) — Ad Valorem Property Tax: Formula: (True Value × Assessment Ratio) × Millage Rate = Taxes. Class I (single-family owner-occupied) is assessed at a 10% ratio. Homestead exemptions for homeowners over 65 or disabled provide an exemption on the first $7,500 of assessed value.
Commutes are primarily car-dependent, with residents traveling along US-49 toward regional employment hubs like Hattiesburg.
Local recreation includes access to community parks and proximity to the Okatoma Creek for outdoor activities.
The rental market is characterized by a high share of single-family homes with limited multi-family inventory.
The economy is anchored by local government, healthcare services, and agricultural support industries.
Transportation is dominated by private vehicle use along the US-49 corridor.
Development is primarily focused on small-scale residential infill and local commercial maintenance.
Covington County Tax Assessor manages property valuations based on state-mandated assessment cycles.
Parcels are subject to Covington County School District taxes and local municipal levies.
Property insurance premiums are influenced by regional wind and storm exposure typical of the Mississippi Gulf Coast hinterlands.
Data retrieved from US Census Bureau ZCTA profile for 39428.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment. Source: NCES EDGE public school locations 2023-24.
Popular for canoeing and outdoor recreation.
Community green space for local residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.