The story of this market
The typical home in ZIP 45816 sells for about $185,000, or $112 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $625 a month.
ZIP 45816 — Benton Ridge
The housing market in 45816 is characterized by low inventory and steady, modest price appreciation. Demand remains consistent among local buyers, though the small size of the market limits transaction volume. Current conditions reflect a stable, rural environment with minimal speculative pressure.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle who work in the nearby Findlay area and prefer a lower cost of living compared to larger suburban markets.
Median prices moved up 2.4% year over year.
Homes spend a median of 48 days on market with 4.0 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.3% · poverty 6.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 45816, Hancock County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Benton Ridge is a small, rural community with very low reported crime rates, significantly below both state and national averages.
The area is served by the Cory-Rawson Local School District, which generally maintains a positive reputation for its small class sizes and community-focused educational environment.
The region is primarily at risk for localized flooding near the Blanchard River, though wildfire risk is minimal.
Economic momentum is driven by proximity to Findlay, which hosts major employers in manufacturing, logistics, and healthcare, providing a stable employment base for the region.
Property taxes are assessed at the county level by Hancock County, with rates determined by local levies for schools and municipal services; no specific special districts like MUDs are prevalent.
Commutes are primarily car-dependent, with most residents driving to nearby Findlay for employment, typically a 10-15 minute trip.
Local recreation is centered on small community parks and proximity to the Blanchard River, with larger shopping and dining amenities located in nearby Findlay.
The rental market is limited in depth due to the small size of the village, with low vacancy pressure and minimal short-term rental activity.
The economy is heavily influenced by the industrial and manufacturing base of Hancock County, with major employers in Findlay including Marathon Petroleum and Cooper Tire.
Transportation is entirely reliant on personal vehicles, with access to major regional routes like I-75 via nearby Findlay.
Development is largely focused on small-scale residential infill rather than large-scale commercial or mixed-use projects.
The Hancock County Auditor manages property assessments, which are updated on a triennial cycle to reflect market value changes.
Parcels are subject to standard county and school district levies; there are no significant MUD or PID structures.
Property insurance premiums are generally stable, reflecting the low-hazard environment, though flood insurance may be required for properties near the river.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Provides scenic views and limited fishing access for the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.