LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+1.3%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$875K+6.1%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$410K+7.8%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$412K+3.4%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$312K-1.4%|El Paso · TXMedian List$301K+11.1%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$301K+0.1%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$325K-2.3%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$450K+1.1%|Los Angeles · CAMedian List$1M-1.7%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$245K+2.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$495K+3.1%|New York · NYMedian List$885K+8.7%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$279K+4.6%|Phoenix · AZMedian List$452K+0.5%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$518K-2.2%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$257K-2.9%|San Diego · CAMedian List$910K+1.1%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.6M-5.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$844K+1.2%|Shelby County · TNMedian List$250K-2.8%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45840 sells for about $242,778, or $157 per square foot.

Prices are down 2.9% from a year ago, which gives buyers more room to negotiate. Homes take about 30 days to sell. HUD's fair market rent for a two-bedroom is $986 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45840 — Findlay

Hancock County →refreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · neutral

The 45840 housing market is currently experiencing a cooling trend with a year-over-year price decline of 2.9%. While the market remains somewhat competitive with a 30-day median time on market, the balance between buyer demand and available inventory suggests a stabilizing environment.

Who this ZIP fits

This ZIP is well-suited for families and local commuters seeking a balance between affordability and access to regional employment hubs.

Parent geography
Findlay · no city intel reportHancock County →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 431.2 km²Water area · 4.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$242,778
-2.9% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
30 days
Active listings
233
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
36
Growth/100

Median prices moved down 2.9% year over year.

85
Liquidity/100

Homes spend a median of 30 days on market with 0.0 months of supply — a fast-moving market.

90
Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

87
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 10.7% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
54,559

ZCTA 45840, Hancock County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
4.1%
Foreign-born residents
2,235
Naturalized (of foreign-born)
36.7%
Non-citizens (of population)
2.6%
Entered 2010 or later (of foreign-born)
54.5%
World region of birth (foreign-born)
Asia
54.5%
Americas
21.3%
Europe
13.2%
Africa
10.2%
Oceania
0.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Growth & development

Findlay serves as a regional economic hub with a diverse industrial base, supported by major employers in manufacturing and logistics.

Taxation

Property taxes are assessed at the county level in Hancock County; specific district rates vary by municipality and school district.

Transportation & commute

The mean travel time to work is approximately 16.7 minutes, reflecting a localized employment base within the Findlay micro area.

Recreation & amenities

The area features local parks and community amenities within the city of Findlay, providing accessible outdoor space and shopping districts.

Rental market

The rental market shows a median asking rent of $1,110, with recent data indicating a downward trajectory in rental pricing.

Economy & employers

The economy is anchored by the Findlay micro area, featuring a mix of manufacturing, logistics, and service-sector employers.

Transportation & infrastructure

The area is served by regional highway corridors facilitating local commutes within the Findlay micro area.

County appraisal district

The Hancock County Auditor manages property assessments for the jurisdiction.

Special districts

Parcels are subject to local school district and municipal tax levies.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 45840, Hancock County OH
Population
54,559
Median age
38.9 yrs
Owner-occupancy
0%
Median home value
$213,000
Median gross rent
$0
Median household income
$68,083
Median year built
1975
Vacancy rate
0%
Renter share
0%
Owner cost burden
0%
Renter cost burden
0%
Population change
0%
Net migration
0
Work-from-home share
0%
Mean commute
16.7 min
Bachelor's or higher
0%
Unemployment
3.2%
Poverty rate
10.7%
Avg household size
2.27

Data sourced from Census Reporter and ACS 5-year profiles.

Amenities & attractions1 retained amenity
Inside this ZIP
Findlay Parks
Parks

Local municipal park system providing recreational space.

Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.